PT Bank SMBC Indonesia Tbk (IDX:BTPN)
Indonesia · Delayed Price · Currency is IDR 2,140.00
-20.00 (-0.93%)
Aug 11, 2026, 10:50 AM WIB
IDX:BTPN Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 10,880,987 | 10,392,478 | 13,532,220 | 10,683,516 | 11,850,763 | 10,991,048 |
Revenue Growth | -18.71% | -23.20% | 26.66% | -9.85% | 7.82% | 15.45% |
Net Income Net Income Growth | 908,881 | 505,557 | 2,812,986 | 2,358,334 | 3,095,701 | 2,664,714 |
Earnings Per Share EPS Growth | 84.89 | 47.00 | 278.87 | 292.72 | 384.00 | 330.81 |
EPS Growth | -64.86% | -83.15% | -4.73% | -23.77% | 16.08% | 52.45% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Corporate Growth | 2,914,790 | 2,644,217 | 3,375,799 | 2,854,647 | 3,150,254 | 2,120,440 |
Retail Retail Growth | 1,741,801 | 1,735,211 | 1,750,241 | 1,864,076 | 2,001,491 | 2,396,624 |
Micro, Small & Medium Enterprises (MSME) Micro, Small & Medium Enterprises (MSME) Growth | 458,856 | 498,466 | 556,891 | 752,702 | 596,234 | 678,332 |
Funding and Treasury Funding and Treasury Growth | 2,591,005 | 2,518,259 | 2,884,334 | 2,673,287 | 2,285,832 | 2,400,285 |
Sharia Sharia Growth | 4,024,384 | 3,945,559 | 3,578,233 | 3,421,690 | 4,149,944 | 3,573,322 |
Financing Financing Growth | 261,538 | -116,648 | 2,267,708 | - | - | - |
Adjustment and Elimination Adjustment and Elimination Growth | -530,978 | -243,454 | -206,904 | -498,815 | -332,992 | -177,955 |
Total Total Growth | 11,517,423 | 10,981,610 | 14,206,302 | 11,067,587 | 11,850,763 | 10,991,048 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 18,727,720 | 21,862,825 | 18,941,413 | 15,329,383 | 30,908,812 | 26,697,177 |
Total Debt Total Debt Growth | 52,313,282 | 50,417,941 | 57,732,384 | 36,061,580 | 50,254,665 | 43,551,860 |
Net Cash (Debt) Net Cash Growth | -33,585,562 | -28,555,116 | -38,790,971 | -20,732,197 | -19,345,853 | -16,854,683 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3154.77 | -2682.25 | -3845.61 | -2573.28 | -2401.23 | -2092.44 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -5,060,012 | -8,192,568 | 7,445,990 | -6,300,173 | -6,810,123 | 7,230,716 |
Capital Expenditures CapEx Growth | -336,718 | -307,848 | -228,206 | -215,390 | -98,751 | -219,196 |
Free Cash Flow Free Cash Flow Growth | -5,396,730 | -8,500,416 | 7,217,784 | -6,515,563 | -6,908,874 | 7,011,520 |
Free Cash Flow Growth | - | - | - | - | - | -27.75% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 8.35% | 4.87% | 20.79% | 22.07% | 26.12% | 24.24% |
FCF Margin | -49.60% | -81.79% | 53.34% | -60.99% | -58.30% | 63.79% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 9.498 | 9.498 | 52.800 | 44.300 | 76.800 |
Dividend Per Share Growth | -82.03% | -82.01% | 19.19% | -42.32% | - |
Dividend Yield | 0.44% | 0.45% | 2.46% | 1.77% | 3.13% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 36.09 | 44.64 | 8.33 | 8.95 | 6.90 | 7.92 |
Forward PE | - | 6.10 | 8.87 | 6.19 | 7.19 | 9.44 |
P/FCF Ratio | - | - | 3.25 | - | - | 3.01 |
PS Ratio | 2.11 | 2.17 | 1.73 | 1.98 | 1.80 | 1.92 |