PT Bank BTPN Syariah Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gain (Loss) on Sale of Assets	4,931	4,157	1,593	3,321	3,105
Other Non-Interest Income	4,771,855	4,968,929	5,320,698	5,094,996	4,301,542
Total Non-Interest Income	4,776,786	4,973,086	5,322,291	5,098,317	4,304,647
Non-Interest Income Growth (YoY)	-3.95%	-6.56%	4.39%	18.44%	20.65%
Revenues Before Loan Losses	4,776,786	4,973,086	5,322,291	5,098,317	4,304,647
Provision for Loan Losses	826,295	1,359,766	1,898,117	945,052	728,220
Revenue	3,950,491	3,613,320	3,424,174	4,153,265	3,576,427
Revenue Growth (YoY)	9.33%	5.52%	-17.55%	16.13%	31.60%
Salaries and Employee Benefits	1,562,583	1,465,273	1,362,405	1,193,141	1,147,179
Selling, General & Administrative	728,316	695,040	642,972	610,693	511,458
Other Non-Interest Expense	38,002	67,264	38,135	65,658	34,655
Total Non-Interest Expense	2,384,172	2,260,124	2,044,280	1,870,871	1,698,954
EBT Excluding Unusual Items	1,566,319	1,353,196	1,379,894	2,282,394	1,877,473
Pretax Income	1,566,319	1,353,196	1,379,894	2,282,394	1,877,473
Income Tax Expense	365,589	292,036	299,306	502,814	412,468
Earnings From Continuing Operations	1,200,730	1,061,160	1,080,588	1,779,580	1,465,005
Minority Interest in Earnings	501	116	-89	-37	-
Net Income	1,201,231	1,061,276	1,080,499	1,779,543	1,465,005
Net Income to Common	1,201,231	1,061,276	1,080,499	1,779,543	1,465,005
Net Income Growth	13.19%	-1.78%	-39.28%	21.47%	71.42%
Basic Shares Outstanding	7,704	7,703	7,703	7,702	7,702
Diluted Shares Outstanding	7,704	7,703	7,703	7,702	7,702
Shares Change (YoY)	0.00%	0.01%	0.01%	0.01%	0.01%
EPS (Basic)	155.93	137.77	140.27	231.04	190.22
EPS (Diluted)	155.93	137.77	140.27	231.04	190.22
EPS Growth	13.18%	-1.78%	-39.29%	21.46%	71.41%
Dividend Per Share	39.500	34.500	70.150	92.500	61.750
Dividend Growth	14.49%	-50.82%	-24.16%	49.80%	87.12%
Effective Tax Rate	23.34%	21.58%	21.69%	22.03%	21.97%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.