PT Bank BTPN Syariah Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Gain (Loss) on Sale of Assets	8,116	4,157	1,593	3,321	3,105	5,905
Other Non-Interest Income	4,789,612	4,937,998	5,320,698	5,094,996	4,301,542	3,561,856
Total Non-Interest Income	4,797,728	4,942,155	5,322,291	5,098,317	4,304,647	3,567,761
Non-Interest Income Growth (YoY)	-5.24%	-7.14%	4.39%	18.44%	20.65%	-9.73%
Revenues Before Loan Losses	4,797,728	4,942,155	5,322,291	5,098,317	4,304,647	3,567,761
Provision for Loan Losses	882,155	1,359,766	1,898,117	945,052	728,220	850,184
Revenue	3,915,573	3,582,389	3,424,174	4,153,265	3,576,427	2,717,577
Revenue Growth (YoY)	20.33%	4.62%	-17.55%	16.13%	31.60%	-25.40%
Salaries and Employee Benefits	1,554,452	1,465,273	1,362,405	1,193,141	1,147,179	1,050,103
Selling, General & Administrative	694,678	695,040	642,972	610,693	511,458	500,519
Other Non-Interest Expense	70,222	67,264	38,135	65,658	34,655	41,410
Total Non-Interest Expense	2,326,782	2,229,193	2,044,280	1,870,871	1,698,954	1,593,281
EBT Excluding Unusual Items	1,588,791	1,353,196	1,379,894	2,282,394	1,877,473	1,124,296
Pretax Income	1,588,791	1,353,196	1,379,894	2,282,394	1,877,473	1,124,296
Income Tax Expense	352,831	292,036	299,306	502,814	412,468	269,682
Earnings From Continuing Operations	1,235,960	1,061,160	1,080,588	1,779,580	1,465,005	854,614
Minority Interest in Earnings	420	116	-89	-37	-	-
Net Income	1,236,380	1,061,276	1,080,499	1,779,543	1,465,005	854,614
Net Income to Common	1,236,380	1,061,276	1,080,499	1,779,543	1,465,005	854,614
Net Income Growth	45.90%	-1.78%	-39.28%	21.47%	71.42%	-38.94%
Basic Shares Outstanding	7,704	7,703	7,703	7,702	7,702	7,701
Diluted Shares Outstanding	7,704	7,703	7,703	7,702	7,702	7,701
Shares Change (YoY)	0.00%	0.01%	0.01%	0.01%	0.01%	-0.03%
EPS (Basic)	160.49	137.77	140.27	231.04	190.22	110.97
EPS (Diluted)	160.49	137.77	140.27	231.04	190.22	110.97
EPS Growth	45.90%	-1.78%	-39.29%	21.46%	71.41%	-38.92%
Dividend Per Share	74.000	34.500	70.150	92.500	61.750	33.000
Dividend Growth	5.49%	-50.82%	-24.16%	49.80%	87.12%	-26.67%
Effective Tax Rate	22.21%	21.58%	21.69%	22.03%	21.97%	23.99%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.