PT Bank BTPN Syariah Tbk (IDX:BTPS)

Indonesia · Delayed Price · Currency is IDR

1,000.00

+30.00 (3.09%)

Oct 30, 2026, 4:07 PM WIB

PT Bank BTPN Syariah Tbk Financials Overview

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,140,404	3,950,491	3,613,320	3,424,174	4,153,265	3,576,427
Revenue Growth	4.98%	9.33%	5.52%	-17.55%	16.13%	31.60%
Net Income	1,267,366	1,201,231	1,061,276	1,080,499	1,779,543	1,465,005
Earnings Per Share	164.19	155.93	137.77	140.27	231.04	190.22
EPS Growth	2.31%	13.18%	-1.78%	-39.29%	21.46%	71.41%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	760,986	3,470,459	2,975,056	3,597,272	3,449,564	2,850,760
Total Debt	386,203	29,509	225,298	53,792	167,746	80,608
Net Cash (Debt)	374,783	3,440,950	2,749,758	3,543,480	3,281,818	2,770,152
Net Cash Growth	-89.88%	25.14%	-22.40%	7.97%	18.47%	81.19%
Net Cash Per Share	48.56	446.66	356.95	460.01	426.08	359.69

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	793,011	1,633,466	1,942,456	1,762,381	1,968,348	3,731,247
Capital Expenditures	-117,673	-89,653	-81,062	-110,068	-95,635	-120,466
Free Cash Flow	675,338	1,543,813	1,861,394	1,652,313	1,872,713	3,610,781
Free Cash Flow Growth	-58.47%	-17.06%	12.65%	-11.77%	-48.14%	233.61%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	30.61%	30.41%	29.37%	31.55%	42.85%	40.96%
FCF Margin	16.31%	39.08%	51.52%	48.25%	45.09%	100.96%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	92.400	85.700	34.500	70.150	92.500	61.750
Dividend Per Share Growth	148.41%	148.41%	-50.82%	-24.16%	49.80%	87.12%
Dividend Yield	9.24%	7.11%	3.73%	4.15%	3.31%	1.73%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.10	7.73	6.71	12.05	12.08	18.82
Forward PE	5.56	6.62	5.76	7.33	9.84	15.00
P/FCF Ratio	11.41	6.01	3.83	7.88	11.48	7.64
PS Ratio	1.86	2.35	1.97	3.80	5.17	7.71