PT Bank BTPN Syariah Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,236,380	1,061,276	1,080,499	1,779,543	1,465,005	854,614
Depreciation & Amortization	169,003	182,021	169,234	159,178	139,211	156,724
Other Amortization	-1,442	-	-	-	-	27,901
Change in Other Net Operating Assets	106,033	818,555	170,420	-66,671	2,252,957	-290,889
Other Operating Activities	185,920	-119,396	342,228	96,298	-125,926	401,445
Operating Cash Flow	1,695,894	1,942,456	1,762,381	1,968,348	3,731,247	1,149,795
Operating Cash Flow Growth	-9.51%	10.22%	-10.46%	-47.25%	224.51%	363.96%
Capital Expenditures	-69,575	-81,062	-110,068	-95,635	-120,466	-67,449
Sale of Property, Plant and Equipment	4,111	4,360	2,394	3,346	3,120	5,934
Investment in Securities	-684,541	-1,982,527	-642,124	-677,906	-2,245,769	-577,567
Purchase / Sale of Intangibles	-43,857	-62,244	-100,053	-82,445	-58,528	-63,415
Investing Cash Flow	-793,862	-2,121,473	-849,851	-852,640	-2,421,643	-702,497
Short-Term Debt Issued	-	200,000	-	100,000	-	-
Long-Term Debt Issued	-	-	-	-	-	200,000
Total Debt Issued	200,000	200,000	-	100,000	-	200,000
Short-Term Debt Repaid	-	-	-100,000	-	-	-
Long-Term Debt Repaid	-	-	-	-	-200,000	-41,085
Total Debt Repaid	-200,000	-	-100,000	-	-200,000	-41,085
Net Debt Issued (Repaid)	-	200,000	-100,000	100,000	-200,000	158,915
Common Dividends Paid	-259,604	-525,231	-681,151	-451,453	-242,115	-328,337
Net Increase (Decrease) in Deposit Accounts	107,241	-96,916	16,729	137,711	210,442	-38,770
Other Financing Activities	-6,174	-15,166	-31,384	-24,173	-12,038	-18,217
Financing Cash Flow	-158,537	-437,313	-795,806	-237,915	-243,711	-226,409
Net Cash Flow	743,495	-616,330	116,724	877,793	1,065,893	220,889
Free Cash Flow	1,626,319	1,861,394	1,652,313	1,872,713	3,610,781	1,082,346
Free Cash Flow Growth	-8.83%	12.65%	-11.77%	-48.14%	233.61%	743.38%
Free Cash Flow Margin	41.53%	51.96%	48.25%	45.09%	100.96%	39.83%
Free Cash Flow Per Share	211.11	241.63	214.50	243.13	468.84	140.54
Cash Interest Paid	489,978	507,229	483,478	339,631	399,541	500,706
Cash Income Tax Paid	348,055	280,488	451,900	534,474	446,573	285,947

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.