PT. Clipan Finance Indonesia Tbk (IDX: CFIN)

CFIN Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	1,393,450	1,289,718	1,063,765	1,075,374	1,493,302	1,766,828
Total Interest Expense	303,009	239,246	160,114	308,251	561,227	637,488
Net Interest Income	1,090,441	1,050,472	903,651	767,123	932,075	1,129,340
Other Revenue	281,838	273,790	220,097	185,408	207,799	241,293
Revenue Before Loan Losses	1,372,279	1,324,262	1,123,749	952,531	1,139,874	1,370,632
Provision for Loan Losses	571,095	431,052	390,586	671,523	709,758	-
Revenue	801,184	893,210	733,163	281,008	430,116	1,370,632
Revenue Growth (YoY)	-24.65%	21.83%	160.90%	-34.67%	-68.62%	12.38%
Salaries & Employee Benefits	408,643	369,370	348,848	294,350	315,843	341,655
Cost of Services Provided	226,585	209,436	199,625	145,502	147,781	188,457
Other Operating Expenses	-109,124	-683,393	-171,868	-165,097	-94,089	-103,436
Total Operating Expenses	529,131	-101,311	379,646	277,071	371,162	428,352
Operating Income	272,053	994,521	353,517	3,937	58,954	942,280
Currency Exchange Gain (Loss)	-	-	438.81	471.04	1,099	-1,631
EBT Excluding Unusual Items	266,965	990,483	352,457	35.59	54,132	935,130
Gain (Loss) on Sale of Investments	-	-	-	-	-	-489,652
Other Unusual Items	42,084	43,838	47,159	37,508	7,148	43,020
Pretax Income	314,377	1,035,010	399,501	39,695	60,533	486,667
Income Tax Expense	56,200	220,005	88,779	-6,611	13,966	125,071
Net Income	258,177	815,005	310,722	46,306	46,567	361,596
Net Income to Common	258,177	815,005	310,722	46,306	46,567	361,596
Net Income Growth	-72.89%	162.29%	571.02%	-0.56%	-87.12%	18.50%
Shares Outstanding (Basic)	3,985	3,985	3,985	3,985	3,985	3,985
Shares Outstanding (Diluted)	3,985	3,985	3,985	3,985	3,985	3,985
EPS (Basic)	64.80	204.54	77.98	11.62	11.69	90.75
EPS (Diluted)	64.79	204.54	77.98	11.62	11.69	90.75
EPS Growth	-72.89%	162.30%	571.08%	-0.57%	-87.12%	18.50%
Free Cash Flow	-672,520	-1,096,600	-550,685	2,096,708	2,883,998	-600,420
Free Cash Flow Per Share	-168.78	-275.22	-138.21	526.21	723.80	-150.69
Dividend Per Share	-	-	100.000	-	-	-
Operating Margin	33.96%	111.34%	48.22%	1.40%	13.71%	68.75%
Profit Margin	32.22%	91.24%	42.38%	16.48%	10.83%	26.38%
Free Cash Flow Margin	-83.94%	-122.77%	-75.11%	746.14%	670.52%	-43.81%
Effective Tax Rate	17.88%	21.26%	22.22%	-	23.07%	25.70%
Revenue as Reported	1,835,655	2,296,383	1,509,403	1,473,648	1,847,954	2,164,663

Source: S&P Capital IQ. Financial Services template. Financial Sources.