PT Bank Oke Indonesia Tbk (IDX:DNAR)

PT Bank Oke Indonesia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,151,639	1,037,329	1,000,383	701,981	526,345	439,160
Interest Paid on Deposits	497,636	435,910	397,023	234,939	205,176	190,196
Net Interest Income	654,003	601,419	603,360	467,042	321,169	248,964
Net Interest Income Growth (YoY)	7.00%	-0.32%	29.19%	45.42%	29.00%	19.14%
Gain (Loss) on Sale of Assets	203.93	213.1	44.34	8.56	9.12	3.49
Gain (Loss) on Sale of Investments	-	-	-	-	-	3,044
Other Non-Interest Income	9,519	14,021	10,906	9,170	13,191	25,593
Total Non-Interest Income	9,722	14,234	10,951	9,179	13,200	28,640
Non-Interest Income Growth (YoY)	-15.96%	29.98%	19.31%	-30.47%	-53.91%	356.06%
Revenues Before Loan Losses	663,725	615,654	614,311	476,221	334,370	277,604
Provision for Loan Losses	182,897	264,419	262,087	155,491	63,899	28,275
Revenue	480,828	351,235	352,224	320,730	270,470	249,329
Revenue Growth (YoY)	45.39%	-0.28%	9.82%	18.58%	8.48%	16.31%
Salaries and Employee Benefits	155,745	139,471	128,756	108,974	107,993	118,515
Selling, General & Administrative	142,057	142,906	175,208	174,834	135,835	108,019
Other Non-Interest Expense	1,053	824.79	11,046	17,456	1,278	2,967
Total Non-Interest Expense	298,849	283,161	315,160	301,425	244,637	230,903
EBT Excluding Unusual Items	181,980	68,074	37,063	19,305	25,833	18,426
Asset Writedown	-9.06	63.15	8.55	-18.67	-5.03	-4.74
Pretax Income	181,971	68,138	37,072	19,286	25,828	18,422
Income Tax Expense	41,650	18,150	8,420	6,076	8,368	10,547
Net Income	140,321	49,988	28,652	13,210	17,460	7,875
Net Income to Common	140,321	49,988	28,652	13,210	17,460	7,875
Net Income Growth	243.48%	74.47%	116.89%	-24.34%	121.72%	-
Basic Shares Outstanding	17,038	17,038	17,038	14,205	12,015	9,109
Diluted Shares Outstanding	17,038	17,038	17,038	14,205	12,015	9,109
Shares Change (YoY)	-	-	19.95%	18.23%	31.89%	113.44%
EPS (Basic)	8.24	2.93	1.68	0.93	1.45	0.86
EPS (Diluted)	8.24	2.93	1.68	0.93	1.45	0.86
EPS Growth	243.48%	74.47%	80.83%	-36.01%	68.10%	-
Effective Tax Rate	22.89%	26.64%	22.71%	31.50%	32.40%	57.25%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.