PT Bank Oke Indonesia Tbk (IDX:DNAR)

PT Bank Oke Indonesia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,100,450	1,037,329	1,000,383	701,981	526,345	439,160
Interest Paid on Deposits	474,734	435,910	397,023	234,939	205,176	190,196
Net Interest Income	625,716	601,419	603,360	467,042	321,169	248,964
Net Interest Income Growth (YoY)	2.45%	-0.32%	29.19%	45.42%	29.00%	19.14%
Gain (Loss) on Sale of Assets	181.32	213.1	44.34	8.56	9.12	3.49
Gain (Loss) on Sale of Investments	-	-	-	-	-	3,044
Other Non-Interest Income	14,318	14,021	10,906	9,170	13,191	25,593
Total Non-Interest Income	14,499	14,234	10,951	9,179	13,200	28,640
Non-Interest Income Growth (YoY)	126.48%	29.98%	19.31%	-30.47%	-53.91%	356.06%
Revenues Before Loan Losses	640,216	615,654	614,311	476,221	334,370	277,604
Provision for Loan Losses	222,861	264,419	262,087	155,491	63,899	28,275
Revenue	417,354	351,235	352,224	320,730	270,470	249,329
Revenue Growth (YoY)	32.44%	-0.28%	9.82%	18.58%	8.48%	16.31%
Salaries and Employee Benefits	151,109	139,471	128,756	108,974	107,993	118,515
Selling, General & Administrative	145,653	142,906	175,208	174,834	135,835	108,019
Other Non-Interest Expense	1,025	824.79	11,046	17,456	1,278	2,967
Total Non-Interest Expense	297,696	283,161	315,160	301,425	244,637	230,903
EBT Excluding Unusual Items	119,658	68,074	37,063	19,305	25,833	18,426
Asset Writedown	4,847	63.15	8.55	-18.67	-5.03	-4.74
Pretax Income	124,505	68,138	37,072	19,286	25,828	18,422
Income Tax Expense	31,150	18,150	8,420	6,076	8,368	10,547
Net Income	93,356	49,988	28,652	13,210	17,460	7,875
Net Income to Common	93,356	49,988	28,652	13,210	17,460	7,875
Net Income Growth	170.80%	74.47%	116.89%	-24.34%	121.72%	-
Basic Shares Outstanding	17,038	17,038	17,038	14,205	12,015	9,109
Diluted Shares Outstanding	17,038	17,038	17,038	14,205	12,015	9,109
Shares Change (YoY)	0.17%	-	19.95%	18.23%	31.89%	113.44%
EPS (Basic)	5.48	2.93	1.68	0.93	1.45	0.86
EPS (Diluted)	5.48	2.93	1.68	0.93	1.45	0.86
EPS Growth	170.34%	74.47%	80.83%	-36.01%	68.10%	-
Effective Tax Rate	25.02%	26.64%	22.71%	31.50%	32.40%	57.25%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.