PT MSIG Life Insurance Indonesia Tbk (IDX:LIFE)

IDX:LIFE Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	14,332,500	16,065,000	15,225,000	12,652,500	10,867,500	12,967,500
Market Cap Growth	5.00%	5.52%	20.33%	16.43%	-16.19%	28.91%
Enterprise Value	13,409,373	15,269,680	14,566,677	11,778,090	9,690,592	11,953,727
PE Ratio	52.10	77.90	40.96	100.03	29.55	175.65
PS Ratio	5.27	6.07	7.33	3.62	3.14	3.18
PB Ratio	1.71	1.89	1.81	1.69	1.41	1.71
P/FCF Ratio	25.30	31.50	-	-	-	14.68
P/OCF Ratio	25.10	31.14	-	-	-	14.41
EV/Sales Ratio	4.93	5.77	7.01	3.37	2.80	2.94
EV/EBITDA Ratio	40.60	61.21	47.13	36.95	22.71	78.88
EV/EBIT Ratio	44.09	65.71	49.53	39.76	23.84	93.54
EV/FCF Ratio	23.67	29.94	-	-	-	13.53
Debt / Equity Ratio	0.00	0.00	0.00	0.00	0.00	0.00
Debt / EBITDA Ratio	0.04	0.06	0.02	0.04	0.02	0.12
Debt / FCF Ratio	0.02	0.03	-	-	-	0.02
Net Debt / Equity Ratio	-0.11	-0.12	-0.08	-0.10	-0.18	-0.20
Net Debt / EBITDA Ratio	-2.87	-3.95	-2.14	-2.40	-3.17	-9.92
Net Debt / FCF Ratio	-1.63	-1.93	1.09	0.87	1.02	-1.70
Quick Ratio	11.89	13.15	17.46	5.66	9.24	11.29
Current Ratio	12.52	13.88	18.52	5.99	9.62	11.58
Asset Turnover	0.18	0.18	0.14	0.23	0.22	0.25
Return on Equity (ROE)	3.43%	2.44%	4.67%	1.67%	4.82%	0.95%
Return on Assets (ROA)	1.25%	0.96%	1.25%	1.21%	1.59%	0.50%
Return on Invested Capital (ROIC)	2.80%	2.01%	3.10%	2.48%	4.57%	0.86%
Earnings Yield	1.92%	1.28%	2.44%	1.00%	3.38%	0.57%
FCF Yield	3.95%	3.17%	-4.00%	-6.93%	-12.21%	6.81%
Dividend Yield	2.31%	-	2.29%	0.66%	3.68%	0.60%
Payout Ratio	121.80%	162.93%	21.47%	293.86%	19.41%	691.24%
Total Shareholder Return	2.31%	-	2.29%	0.66%	3.68%	0.60%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.