MASB Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '24 Jun 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,679,456	1,477,869	1,287,835	1,284,699	1,212,226
Interest Paid on Deposits	884,043	737,591	524,266	657,622	760,869
Net Interest Income	795,413	740,278	763,569	627,077	451,357
Net Interest Income Growth (YoY)	6.59%	-3.05%	21.77%	38.93%	-
Gain (Loss) on Sale of Assets	14.25	18.67	-3,492	-564.31	-7,785
Gain (Loss) on Sale of Investments	9,269	9,269	9,081	-	-
Other Non-Interest Income	42,316	45,907	30,063	69,010	23,642
Total Non-Interest Income	51,599	55,195	35,652	68,446	15,857
Non-Interest Income Growth (YoY)	-3.57%	54.82%	-47.91%	331.65%	-
Revenues Before Loan Losses	847,012	795,473	799,221	695,523	467,214
Provision for Loan Losses	30,554	758.58	52,858	130,956	49,070
Revenue	816,459	794,715	746,363	564,567	418,144
Revenue Growth (YoY)	1.57%	6.48%	32.20%	35.02%	-
Salaries and Employee Benefits	311,211	275,921	192,824	170,847	154,981
Selling, General & Administrative	234,312	224,659	158,924	120,936	104,012
Other Non-Interest Expense	391.12	537.45	417.87	478.3	491.51
Total Non-Interest Expense	541,624	494,726	352,136	292,213	258,925
EBT Excluding Unusual Items	274,835	299,988	394,227	272,354	159,218
Pretax Income	274,835	299,988	394,227	272,354	159,218
Income Tax Expense	50,598	56,131	89,625	59,225	51,027
Net Income	224,237	243,857	304,602	213,129	108,192
Net Income to Common	224,237	243,857	304,602	213,129	108,192
Net Income Growth	-22.17%	-19.94%	42.92%	96.99%	-
Basic Shares Outstanding	-	1,402	1,281	1,148	1,055
Diluted Shares Outstanding	-	1,402	1,281	1,148	1,055
Shares Change (YoY)	-	9.44%	11.59%	8.82%	-
EPS (Basic)	-	173.93	237.76	185.64	102.55
EPS (Diluted)	-	173.93	237.76	185.64	102.55
EPS Growth	-	-26.84%	28.08%	81.02%	-
Effective Tax Rate	18.41%	18.71%	22.73%	21.75%	32.05%

Source: S&P Capital IQ. Banks template. Financial Sources.