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PT Bank Multiarta Sentosa Tbk (IDX:MASB)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
3,300.00
-100.00 (-2.94%)
Aug 12, 2026, 4:00 PM WIB

IDX:MASB Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,042,396969,483867,289794,715746,363564,567
Revenue Growth
15.30%11.78%9.13%6.48%32.20%35.02%
Net Income
213,013205,129214,693243,857304,602213,129
Earnings Per Share
151.93146.31153.13173.93237.76185.64
EPS Growth
0.93%-4.46%-11.96%-26.85%28.08%81.02%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Loans
1,058,400884,202806,173756,441716,766
Others
-982,109-924,993-706,443-508,321-647,023
Trade Finance
2,7012,8852,8283,1242,949
Treasury
915,339928,521692,896551,469623,395
Total
994,330890,615795,454802,713696,088

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,640,9273,484,5873,324,2928,049,8782,429,1125,908,515
Total Debt
5,80310,87111,99417,6996,58911,635
Net Cash (Debt)
1,635,1243,473,7153,312,2998,032,1792,422,5245,896,880
Net Cash Growth
-56.39%4.87%-58.76%231.56%-58.92%-34.24%
Net Cash Per Share
1166.272477.672362.535729.041890.925136.26

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,537,172-1,343,066-2,336,794-572,292-431,571-120,308
Capital Expenditures
-55,387-37,182-27,210-10,345-46,949-3,676
Free Cash Flow
-1,592,560-1,380,249-2,364,004-582,638-478,520-123,985
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.43%21.16%24.75%30.69%40.81%37.75%
FCF Margin
-152.78%-142.37%-272.57%-73.31%-64.11%-21.96%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
23.000-23.000
Dividend Per Share Growth
---
Dividend Yield
0.68%-0.64%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
21.7225.4323.7120.7614.3820.67
PS Ratio
4.445.385.876.375.877.81