PT Bank OCBC NISP Tbk (IDX:NISP)

PT Bank OCBC NISP Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	19,230,059	18,776,199	16,425,704	12,715,230	11,570,472	12,484,662
Interest Paid on Deposits	8,193,096	7,731,392	6,514,168	3,974,529	3,926,987	5,371,894
Net Interest Income	11,036,963	11,044,807	9,911,536	8,740,701	7,643,485	7,112,768
Net Interest Income Growth (YoY)	3.67%	11.43%	13.40%	14.36%	7.46%	10.46%
Gain (Loss) on Sale of Assets	941	1,401	3,493	329	948	3,383
Gain (Loss) on Sale of Investments	-436,823	-228,635	-27,159	96,700	208,135	154,346
Other Non-Interest Income	2,171,284	1,119,847	1,428,777	1,766,769	1,851,111	2,094,971
Total Non-Interest Income	1,735,402	892,613	1,405,111	1,863,798	2,060,194	2,252,700
Non-Interest Income Growth (YoY)	58.62%	-36.47%	-24.61%	-9.53%	-8.55%	17.70%
Revenues Before Loan Losses	12,772,365	11,937,420	11,316,647	10,604,499	9,703,679	9,365,468
Provision for Loan Losses	-119,686	-636,429	843,332	1,446,511	2,285,139	2,371,254
Revenue	12,892,051	12,573,849	10,473,315	9,157,988	7,418,540	6,994,214
Revenue Growth (YoY)	7.24%	20.06%	14.36%	23.45%	6.07%	-9.07%
Salaries and Employee Benefits	3,459,959	3,275,122	2,805,970	2,609,577	2,331,065	2,306,485
Selling, General & Administrative	2,158,317	2,271,453	1,930,033	1,827,408	1,692,790	1,631,028
Other Non-Interest Expense	396,268	532,322	275,092	230,538	190,414	188,251
Total Non-Interest Expense	6,752,084	6,848,493	5,288,116	4,939,972	4,212,960	4,209,359
EBT Excluding Unusual Items	6,139,967	5,725,356	5,185,199	4,218,016	3,205,580	2,784,855
Asset Writedown	-	-	-736	-	-1,788	-
Other Unusual Items	522,070	852,946	-	-	-	-
Pretax Income	6,073,039	5,989,304	5,184,463	4,218,016	3,203,792	2,784,855
Income Tax Expense	1,199,967	1,122,554	1,093,420	891,086	684,173	683,184
Earnings From Continuing Operations	4,873,072	4,866,750	4,091,043	3,326,930	2,519,619	2,101,671
Minority Interest in Earnings	59	-	-15	-13	-45	-1
Net Income	4,873,131	4,866,750	4,091,028	3,326,917	2,519,574	2,101,670
Net Income to Common	4,873,131	4,866,750	4,091,028	3,326,917	2,519,574	2,101,670
Net Income Growth	0.36%	18.96%	22.97%	32.04%	19.88%	-28.50%
Basic Shares Outstanding	22,946	22,945	22,945	22,945	22,945	22,945
Diluted Shares Outstanding	22,946	22,945	22,945	22,945	22,945	22,945
EPS (Basic)	212.38	212.10	178.29	144.99	109.81	91.59
EPS (Diluted)	212.38	212.10	178.29	144.99	109.81	91.59
EPS Growth	0.36%	18.96%	22.97%	32.04%	19.88%	-28.50%
Dividend Per Share	106.000	106.000	72.000	58.000	22.000	-
Dividend Growth	47.22%	47.22%	24.14%	163.64%	-	-
Effective Tax Rate	19.76%	18.74%	21.09%	21.13%	21.36%	24.53%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.