PT Bank OCBC NISP Tbk (IDX: NISP)

PT Bank OCBC NISP Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	18,033,648	16,425,704	12,715,230	11,570,472	12,484,662	13,496,091
Interest Paid on Deposits	7,387,666	6,514,168	3,974,529	3,926,987	5,371,894	7,057,159
Net Interest Income	10,645,982	9,911,536	8,740,701	7,643,485	7,112,768	6,438,932
Net Interest Income Growth (YoY)	8.23%	13.40%	14.35%	7.46%	10.47%	0.96%
Gain (Loss) on Sale of Assets	384	3,493	329	948	3,383	1,438
Gain (Loss) on Sale of Investments	-150,420	-27,159	96,700	208,135	154,346	202,102
Other Non-Interest Income	1,244,076	1,428,777	1,766,769	1,851,111	2,094,971	1,710,474
Total Non-Interest Income	1,094,040	1,405,111	1,863,798	2,060,194	2,252,700	1,914,014
Non-Interest Income Growth (YoY)	-29.57%	-24.61%	-9.53%	-8.55%	17.70%	35.57%
Revenues Before Loan Losses	11,740,022	11,316,647	10,604,499	9,703,679	9,365,468	8,352,946
Provision for Loan Losses	-283,180	843,332	1,446,511	2,285,139	2,371,254	661,131
Revenue	12,023,202	10,473,315	9,157,988	7,418,540	6,994,214	7,691,815
Revenue Growth (YoY)	15.82%	14.36%	23.45%	6.07%	-9.07%	9.88%
Salaries and Employee Benefits	3,191,849	2,805,970	2,609,577	2,331,065	2,306,485	2,224,329
Selling, General & Administrative	2,247,836	1,930,033	1,827,408	1,692,790	1,631,028	1,348,962
Other Non-Interest Expense	493,770	275,092	230,538	190,414	188,251	195,627
Total Non-Interest Expense	6,285,553	5,293,571	4,939,972	4,212,960	4,209,359	3,800,376
EBT Excluding Unusual Items	5,737,649	5,179,744	4,218,016	3,205,580	2,784,855	3,891,439
Asset Writedown	4,719	4,719	-	-1,788	-	-
Other Unusual Items	330,876	-	-	-	-	-
Pretax Income	6,073,244	5,184,463	4,218,016	3,203,792	2,784,855	3,891,439
Income Tax Expense	1,217,377	1,093,420	891,086	684,173	683,184	952,196
Earnings From Continuing Operations	4,855,867	4,091,043	3,326,930	2,519,619	2,101,671	2,939,243
Minority Interest in Earnings	-10	-15	-13	-45	-1	-2
Net Income	4,855,857	4,091,028	3,326,917	2,519,574	2,101,670	2,939,241
Net Income to Common	4,855,857	4,091,028	3,326,917	2,519,574	2,101,670	2,939,241
Net Income Growth	26.70%	22.97%	32.04%	19.88%	-28.50%	11.42%
Basic Shares Outstanding	22,945	22,945	22,945	22,945	22,945	22,945
Diluted Shares Outstanding	22,945	22,945	22,945	22,945	22,945	22,945
EPS (Basic)	211.63	178.29	144.99	109.81	91.59	128.10
EPS (Diluted)	211.63	178.29	144.99	109.81	91.59	128.10
EPS Growth	26.70%	22.97%	32.04%	19.88%	-28.50%	11.42%
Dividend Per Share	72.000	72.000	58.000	22.000	-	-
Dividend Growth	24.14%	24.14%	163.64%	-	-	-
Effective Tax Rate	20.04%	21.09%	21.13%	21.36%	24.53%	24.47%

Source: S&P Capital IQ. Banks template. Financial Sources.