PT Bank Pan Indonesia Tbk (IDX:PNBN)
Indonesia · Delayed Price · Currency is IDR 895.00
-15.00 (-1.65%)
Aug 11, 2026, 11:55 AM WIB
PT Bank Pan Indonesia Tbk Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 9,851,267 | 9,774,751 | 9,412,937 | 9,013,178 | 9,125,268 | 7,416,913 |
Revenue Growth | 4.29% | 3.84% | 4.44% | -1.23% | 23.03% | -21.09% |
Net Income Net Income Growth | 2,733,063 | 2,750,044 | 2,738,143 | 2,531,895 | 3,041,676 | 2,063,473 |
Earnings Per Share EPS Growth | 113.55 | 114.24 | 113.70 | 105.14 | 126.31 | 85.69 |
EPS Growth | -3.83% | 0.47% | 8.14% | -16.76% | 47.41% | -33.49% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Banking Growth | 8,597,189 | 9,106,297 | 8,530,053 | 7,560,662 | 8,311,612 | 6,942,325 |
Financing Financing Growth | 493,670 | 776,823 | 875,264 | 1,615,817 | 947,933 | 473,586 |
Elimination Elimination Growth | -1,794 | -1,429 | -1,429 | -2,093 | -2,238 | 6,510 |
Total Total Growth | 9,089,065 | 9,881,691 | 9,403,888 | 9,174,386 | 9,257,307 | 7,422,421 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 11,182,673 | 18,481,348 | 22,296,059 | 21,509,778 | 24,161,454 | 30,130,334 |
Total Debt Total Debt Growth | 20,226,298 | 16,820,775 | 30,194,159 | 17,231,026 | 14,873,545 | 17,420,064 |
Net Cash (Debt) Net Cash Growth | -9,043,625 | 1,660,573 | -7,898,100 | 4,278,752 | 9,287,909 | 12,710,270 |
Net Cash Growth | - | - | - | -53.93% | -26.93% | 58.28% |
Net Cash Per Share Net Cash Per Share Growth | -375.73 | 68.98 | -327.97 | 177.68 | 385.69 | 527.80 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 16,343,047 | -5,473,181 | 13,549,475 | 1,592,853 | -6,969,961 | 11,597,369 |
Capital Expenditures CapEx Growth | -380,231 | -294,357 | -311,238 | -159,835 | -216,043 | -188,308 |
Free Cash Flow Free Cash Flow Growth | 15,962,816 | -5,767,538 | 13,238,237 | 1,433,018 | -7,186,004 | 11,409,061 |
Free Cash Flow Growth | 1845.05% | - | 823.80% | - | - | -38.34% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 27.74% | 28.13% | 29.09% | 28.09% | 33.33% | 27.82% |
FCF Margin | 162.04% | -59.00% | 140.64% | 15.90% | -78.75% | 153.82% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 50.000 | 50.000 | 42.000 | - | - | 20.000 |
Dividend Per Share Growth | 0% | 19.05% | - | - | - | - |
Dividend Yield | 5.56% | 4.85% | 2.46% | - | - | 2.86% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.01 | 9.45 | 16.36 | 11.51 | 12.19 | 8.90 |
Forward PE | 7.93 | 10.36 | 21.31 | 10.00 | 6.16 | 6.16 |
P/FCF Ratio | 1.37 | - | 3.38 | 20.33 | - | 1.61 |
PS Ratio | 2.22 | 2.66 | 4.76 | 3.23 | 4.06 | 2.48 |