PT Bank Pan Indonesia Tbk (IDX:PNBN)
Indonesia · Delayed Price · Currency is IDR 740.00
0.00 (0.00%)
Oct 30, 2026, 4:02 PM WIB
PT Bank Pan Indonesia Tbk Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 9,907,469 | 9,774,751 | 9,412,937 | 9,013,178 | 9,125,268 | 7,416,913 |
Revenue Growth | 9.06% | 3.84% | 4.44% | -1.23% | 23.03% | -21.09% |
Net Income Net Income Growth | 2,788,627 | 2,750,044 | 2,738,143 | 2,531,895 | 3,041,676 | 2,063,473 |
Earnings Per Share EPS Growth | 115.85 | 114.24 | 113.70 | 105.14 | 126.31 | 85.69 |
EPS Growth | 4.45% | 0.47% | 8.14% | -16.76% | 47.41% | -33.49% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banking Banking Growth | 9,106,297 | 8,530,053 | 7,560,662 | 8,311,612 | 6,942,325 |
Financing Financing Growth | 776,823 | 875,264 | 1,615,817 | 947,933 | 473,586 |
Elimination Elimination Growth | -1,429 | -1,429 | -2,093 | -2,238 | 6,510 |
Total Total Growth | 9,881,691 | 9,403,888 | 9,174,386 | 9,257,307 | 7,422,421 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 6,026,078 | 18,481,348 | 22,296,059 | 21,509,778 | 24,161,454 | 30,130,334 |
Total Debt Total Debt Growth | 19,498,546 | 16,820,775 | 30,194,159 | 17,231,026 | 14,873,545 | 17,420,064 |
Net Cash (Debt) Net Cash Growth | -13,472,468 | 1,660,573 | -7,898,100 | 4,278,752 | 9,287,909 | 12,710,270 |
Net Cash Growth | - | - | - | -53.93% | -26.93% | 58.28% |
Net Cash Per Share Net Cash Per Share Growth | -559.70 | 68.98 | -327.97 | 177.68 | 385.69 | 527.80 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 15,735,186 | -5,473,181 | 13,549,475 | 1,592,853 | -6,969,961 | 11,597,369 |
Capital Expenditures CapEx Growth | -402,313 | -294,357 | -311,238 | -159,835 | -216,043 | -188,308 |
Free Cash Flow Free Cash Flow Growth | 15,332,873 | -5,767,538 | 13,238,237 | 1,433,018 | -7,186,004 | 11,409,061 |
Free Cash Flow Growth | 651.23% | - | 823.80% | - | - | -38.34% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 28.15% | 28.13% | 29.09% | 28.09% | 33.33% | 27.82% |
FCF Margin | 154.76% | -59.00% | 140.64% | 15.90% | -78.75% | 153.82% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 50.000 | 50.000 | 42.000 | - | - | 20.000 |
Dividend Per Share Growth | 0% | 19.05% | - | - | - | - |
Dividend Yield | 6.76% | 4.63% | 2.26% | - | - | 2.62% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.39 | 9.45 | 16.36 | 11.51 | 12.19 | 8.90 |
Forward PE | 6.45 | 10.36 | 21.31 | 10.00 | 6.16 | 6.16 |
P/FCF Ratio | 1.16 | - | 3.38 | 20.33 | - | 1.61 |
PS Ratio | 1.80 | 2.66 | 4.76 | 3.23 | 4.06 | 2.48 |