PT Bank Pan Indonesia Tbk (IDX:PNBN)

PT Bank Pan Indonesia Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	2,750,044	2,750,044	2,738,143	2,531,895	3,041,676	2,063,473
Depreciation & Amortization	499,189	499,189	454,766	414,536	513,979	452,042
Other Amortization	59,738	59,738	52,917	45,590	30,121	16,072
Change in Trading Asset Securities	-1,382,649	10,708,587	-4,701,332	-4,506,903	-1,279,630	-1,869,302
Change in Other Net Operating Assets	13,027,586	-20,147,772	13,609,141	178,306	-11,865,125	6,012,667
Other Operating Activities	781,278	657,033	1,395,840	2,929,429	2,589,018	4,922,417
Operating Cash Flow	15,735,186	-5,473,181	13,549,475	1,592,853	-6,969,961	11,597,369
Operating Cash Flow Growth	596.02%	-	750.64%	-	-	-38.19%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-402,313	-294,357	-311,238	-159,835	-216,043	-188,308
Sale of Property, Plant and Equipment	16,012	14,960	23,114	4,632	36,115	30,085
Investment in Securities	-15,464,453	-4,004,585	-18,930,517	-722,774	3,441,032	5,806,900
Divestitures	-	-	-	-	-	101,803
Purchase / Sale of Intangibles	-89,178	-140,089	-126,985	-142,099	-135,113	-122,622
Other Investing Activities	169,128	152,147	52,102	62,659	50,727	59,213
Investing Cash Flow	-15,770,804	-4,271,924	-19,293,524	-957,417	3,176,718	5,686,172

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	5,260,000	7,510,000	3,150,000	2,425,576	-
Long-Term Debt Repaid	-	-3,981,514	-5,870,932	-6,674,049	-1,652,988	-9,484,265
Lease Payments	-69,615	-83,757	-105,268	-80,412	-85,557	-51,789
Net Debt Issued (Repaid)	2,028,356	1,278,486	1,639,068	-3,524,049	772,588	-9,484,265
Issuance of Common Stock	6,879	6,879	-	-	-	-
Repurchase of Common Stock	-	-20,600	-	-	-	-
Common Dividends Paid	-1,009,581	-1,009,581	-	-	-481,075	-
Net Increase (Decrease) in Deposit Accounts	-3,803,075	3,591,442	5,472,217	2,278,631	6,793,504	-8,567,758
Other Financing Activities	-121,190	-115,726	-29,055	-193,310	-	-
Financing Cash Flow	-2,898,611	3,730,900	7,082,230	-1,438,728	7,085,017	-18,052,023

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	338,880	242,114	13,392	-46,115	295,436	-34,917
Net Cash Flow	-2,595,349	-5,772,091	1,351,573	-849,407	3,587,210	-803,399

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	15,332,873	-5,767,538	13,238,237	1,433,018	-7,186,004	11,409,061
Free Cash Flow Growth	651.23%	-	823.80%	-	-	-38.34%
Free Cash Flow Margin	154.76%	-59.00%	140.64%	15.90%	-78.75%	153.82%
Free Cash Flow Per Share	636.99	-239.59	549.73	59.51	-298.40	473.77
Free Cash Flow After Leases	15,263,258	-5,851,295	13,132,969	1,352,606	-7,271,561	11,357,272

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	6,693,476	6,693,476	6,400,044	5,336,905	3,863,846	4,974,334
Cash Income Tax Paid	743,756	743,756	819,931	816,417	751,503	702,196

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 31, 2026

Data Sources Report a data error