IDX:SDRA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	3,990,709	4,098,569	3,715,555	2,911,839	2,465,956	2,425,276
Interest Paid on Deposits	2,246,119	2,327,203	2,046,118	1,122,294	952,774	1,178,215
Net Interest Income	1,744,590	1,771,366	1,669,437	1,789,545	1,513,182	1,247,061
Net Interest Income Growth (YoY)	-1.00%	6.11%	-6.71%	18.26%	21.34%	12.04%
Income From Trading Activities	21,086	20,434	21,280	-	-	-
Other Non-Interest Income	211,903	290,241	272,694	349,070	227,773	256,382
Total Non-Interest Income	232,989	310,675	293,974	349,070	227,773	256,382
Non-Interest Income Growth (YoY)	-28.44%	5.68%	-15.78%	53.25%	-11.16%	-22.74%
Revenues Before Loan Losses	1,977,579	2,082,041	1,963,411	2,138,615	1,740,955	1,503,443
Provision for Loan Losses	508,057	401,737	141,943	247,885	158,585	72,186
Revenue	1,469,522	1,680,304	1,821,468	1,890,730	1,582,370	1,431,257
Revenue Growth (YoY)	-19.56%	-7.75%	-3.66%	19.49%	10.56%	4.92%
Salaries and Employee Benefits	357,061	350,314	306,724	271,945	267,326	260,648
Selling, General & Administrative	1,005,516	640,429	602,664	504,230	493,973	478,084
Other Non-Interest Expense	9,808	9,577	4,796	1,462	1,365	1,123
Total Non-Interest Expense	1,371,771	999,419	913,367	777,275	761,720	739,203
EBT Excluding Unusual Items	97,751	680,885	908,101	1,113,455	820,650	692,054
Pretax Income	97,751	680,885	908,101	1,113,455	820,650	692,054
Income Tax Expense	20,857	164,754	210,237	252,884	191,482	156,053
Net Income	76,894	516,131	697,864	860,571	629,168	536,001
Net Income to Common	76,894	516,131	697,864	860,571	629,168	536,001
Net Income Growth	-87.69%	-26.04%	-18.91%	36.78%	17.38%	7.25%
Basic Shares Outstanding	12,720	12,719	8,568	8,568	7,078	6,581
Diluted Shares Outstanding	12,720	12,719	8,568	8,568	7,078	6,581
Shares Change (YoY)	-3.34%	48.45%	-	21.05%	7.55%	-
EPS (Basic)	6.04	40.58	81.45	100.44	88.89	81.45
EPS (Diluted)	6.04	40.58	81.45	100.44	88.89	81.45
EPS Growth	-87.27%	-50.18%	-18.91%	12.99%	9.14%	7.25%
Dividend Per Share	8.000	8.000	27.500	22.500	18.500	-
Dividend Growth	6.67%	-70.91%	22.22%	21.62%	-	-
Effective Tax Rate	21.34%	24.20%	23.15%	22.71%	23.33%	22.55%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.