SDRA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Jun '24 Jun 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	3,910,027	3,715,555	2,911,839	2,465,956	2,425,276	2,438,993	Upgrade
Interest Paid on Deposits	2,353,124	2,106,295	1,122,294	952,774	1,178,215	1,325,908	Upgrade
Net Interest Income	1,556,903	1,609,260	1,789,545	1,513,182	1,247,061	1,113,085	Upgrade
Net Interest Income Growth (YoY)	-10.75%	-10.07%	18.26%	21.34%	12.04%	-13.70%	Upgrade
Other Non-Interest Income	326,978	293,974	349,070	227,773	256,382	331,824	Upgrade
Total Non-Interest Income	326,978	293,974	349,070	227,773	256,382	331,824	Upgrade
Non-Interest Income Growth (YoY)	-1.22%	-15.78%	53.25%	-11.16%	-22.74%	28.78%	Upgrade
Revenues Before Loan Losses	1,883,881	1,903,234	2,138,615	1,740,955	1,503,443	1,444,909	Upgrade
Provision for Loan Losses	188,731	141,943	247,885	158,585	72,186	80,800	Upgrade
Revenue	1,695,150	1,761,291	1,890,730	1,582,370	1,431,257	1,364,109	Upgrade
Revenue Growth (YoY)	-7.67%	-6.85%	19.49%	10.56%	4.92%	-4.88%	Upgrade
Salaries and Employee Benefits	317,475	306,724	271,945	267,326	260,648	239,430	Upgrade
Selling, General & Administrative	523,627	542,487	504,230	493,973	478,084	450,379	Upgrade
Other Non-Interest Expense	4,612	4,796	1,462	1,365	1,123	2,373	Upgrade
Total Non-Interest Expense	844,352	853,190	777,275	761,720	739,203	691,243	Upgrade
EBT Excluding Unusual Items	850,798	908,101	1,113,455	820,650	692,054	672,866	Upgrade
Pretax Income	850,798	908,101	1,113,455	820,650	692,054	672,866	Upgrade
Income Tax Expense	197,867	210,237	252,884	191,482	156,053	173,075	Upgrade
Net Income	652,931	697,864	860,571	629,168	536,001	499,791	Upgrade
Net Income to Common	652,931	697,864	860,571	629,168	536,001	499,791	Upgrade
Net Income Growth	-18.35%	-18.91%	36.78%	17.38%	7.25%	-7.10%	Upgrade
Basic Shares Outstanding	11,630	8,568	8,568	7,078	6,581	6,581	Upgrade
Diluted Shares Outstanding	11,630	8,568	8,568	7,078	6,581	6,581	Upgrade
Shares Change (YoY)	35.75%	-	21.05%	7.55%	-	-	Upgrade
EPS (Basic)	56.14	81.45	100.44	88.89	81.45	75.94	Upgrade
EPS (Diluted)	56.14	81.45	100.44	88.89	81.45	75.94	Upgrade
EPS Growth	-39.86%	-18.91%	12.99%	9.14%	7.25%	-7.10%	Upgrade
Dividend Per Share	-	-	22.500	18.500	-	-	Upgrade
Dividend Growth	-	-	21.62%	-	-	-	Upgrade
Effective Tax Rate	23.26%	23.15%	22.71%	23.33%	22.55%	25.72%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.