IDX:SDRA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,637,145	3,890,650	4,073,180	3,715,555	2,911,839	2,465,956
Interest Paid on Deposits	2,080,599	2,252,864	2,327,177	2,046,118	1,122,294	952,774
Net Interest Income	1,556,546	1,637,786	1,746,003	1,669,437	1,789,545	1,513,182
Net Interest Income Growth	-12.59%	-6.20%	4.59%	-6.71%	18.26%	21.34%
Income From Trading Activities	-	-	-	21,280	-	-
Other Non-Interest Income	202,427	194,080	282,756	272,694	349,070	227,773
Total Non-Interest Income	202,427	194,080	282,756	293,974	349,070	227,773
Non-Interest Income Growth	-11.09%	-31.36%	-3.82%	-15.78%	53.25%	-11.16%
Revenues Before Loan Losses	1,758,973	1,831,866	2,028,759	1,963,411	2,138,615	1,740,955
Provision for Loan Losses	1,215,991	1,259,834	710,000	141,943	247,885	158,585
Revenue	542,982	572,032	1,318,759	1,821,468	1,890,730	1,582,370
Revenue Growth	-57.50%	-56.62%	-27.60%	-3.66%	19.49%	10.56%
Salaries and Employee Benefits	349,718	348,339	350,314	306,724	271,945	267,326
Selling, General & Administrative	518,545	672,100	637,568	602,664	504,230	493,973
Other Non-Interest Expense	244,025	244,211	520,120	4,796	1,462	1,365
Total Non-Interest Expense	1,112,288	1,264,650	1,508,002	913,367	777,275	761,720
EBT Excluding Unusual Items	-569,306	-692,618	-189,243	908,101	1,113,455	820,650
Pretax Income	-935,643	-1,058,955	-449,959	908,101	1,113,455	820,650
Income Tax Expense	-385,703	2,408	94,019	210,237	252,884	191,482
Net Income	-549,940	-1,061,363	-543,978	697,864	860,571	629,168
Net Income to Common	-549,940	-1,061,363	-543,978	697,864	860,571	629,168
Net Income Growth	-	-	-	-18.91%	36.78%	17.38%
Basic Shares Outstanding	14,692	14,692	12,719	8,568	8,568	7,078
Diluted Shares Outstanding	14,692	14,692	12,719	8,568	8,568	7,078
Shares Change	15.53%	15.51%	48.45%	-	21.05%	7.55%
EPS (Basic)	-37.43	-72.24	-42.77	81.45	100.44	88.89
EPS (Diluted)	-37.43	-72.24	-42.77	81.45	100.44	88.89
EPS Growth	-	-	-	-18.91%	12.99%	9.14%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	8.000	27.500	22.500	18.500
Dividend Growth	-	-	-70.91%	22.22%	21.62%	-
Effective Tax Rate	-	-	-	23.15%	22.71%	23.33%