PT Asuransi Tugu Pratama Indonesia Tbk (IDX:TUGU)

IDX:TUGU Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	3,446,123	3,763,679	3,079,932	2,844,925	2,668,776	2,381,964
Total Interest & Dividend Income	594,793	506,488	492,083	231,602	238,606	322,163
Gain (Loss) on Sale of Investments	-37,882	-37,882	63,042	121,480	67,087	-4,361
Other Revenue	-374,154	-358,087	-170,917	-166,511	-276,626	-202,075
Total Revenue	3,628,881	3,874,198	3,464,139	3,031,496	2,697,843	2,497,690
Revenue Growth (YoY)	41.08%	11.84%	14.27%	12.37%	8.01%	-10.41%
Policy Benefits	2,047,670	2,047,670	1,911,033	1,672,348	1,474,636	1,330,450
Selling, General & Administrative	836,616	798,223	842,219	800,933	751,052	656,045
Other Operating Expenses	191,434	215,083	-722,859	159,141	132,104	128,879
Total Operating Expenses	3,075,720	3,060,976	2,030,393	2,632,422	2,357,792	2,115,374
Operating Income	553,160	813,222	1,433,747	399,073	340,051	382,316
Interest Expense	-47,574	-34,128	-18,103	-12,402	-16,577	-19,755
Earnings From Equity Investments	11,366	11,366	7,763	17,048	8,946	4,153
Currency Exchange Gain (Loss)	128,982	38,898	-2,836	144,567	44,124	34,491
Other Non Operating Income (Expenses)	-0	-	-	-	-	-
EBT Excluding Unusual Items	645,935	829,359	1,420,572	548,287	376,545	401,205
Gain (Loss) on Sale of Assets	68,954	84,604	102,646	19,601	3,413	25,807
Asset Writedown	-25,319	-25,319	24,706	-690.48	68,372	-80,538
Legal Settlements	44,738	44,738	84,407	-50,000	-73,873	-
Pretax Income	734,307	933,382	1,632,331	517,197	374,456	346,473
Income Tax Expense	192,978	182,869	330,229	122,092	47,226	74,557
Earnings From Continuing Ops.	541,329	750,513	1,302,101	395,105	327,230	271,916
Net Income to Company	541,329	750,513	1,302,101	395,105	327,230	271,916
Minority Interest in Earnings	-86,107	-49,658	20,293	-47,955	-10,750	-6,773
Net Income	455,222	700,854	1,322,394	347,151	316,480	265,143
Net Income to Common	455,222	700,854	1,322,394	347,151	316,480	265,143
Net Income Growth	-56.15%	-47.00%	280.93%	9.69%	19.36%	-42.20%
Shares Outstanding (Basic)	3,556	3,556	3,556	3,556	3,556	3,556
Shares Outstanding (Diluted)	3,556	3,556	3,556	3,556	3,556	3,556
Shares Change (YoY)	-0.11%	-	-	0.00%	-	-
EPS (Basic)	128.02	197.11	371.92	97.64	89.01	74.57
EPS (Diluted)	127.90	197.00	371.92	97.64	89.01	74.57
EPS Growth	-56.14%	-47.03%	280.93%	9.69%	19.36%	-42.20%
Free Cash Flow	97,067	228,969	1,760,567	592,181	169,549	-90,929
Free Cash Flow Per Share	27.30	64.40	495.16	166.55	47.69	-25.57
Dividend Per Share	78.846	78.846	148.768	39.000	35.604	26.100
Dividend Growth	-35.78%	-47.00%	281.46%	9.54%	36.41%	-32.21%
Operating Margin	15.24%	20.99%	41.39%	13.16%	12.61%	15.31%
Profit Margin	12.54%	18.09%	38.17%	11.45%	11.73%	10.62%
Free Cash Flow Margin	2.67%	5.91%	50.82%	19.53%	6.29%	-3.64%
EBITDA	627,384	879,526	1,532,277	552,320	493,798	526,663
EBITDA Margin	17.29%	22.70%	44.23%	18.22%	18.30%	21.09%
D&A For EBITDA	74,224	66,304	98,530	153,247	153,747	144,348
EBIT	553,160	813,222	1,433,747	399,073	340,051	382,316
EBIT Margin	15.24%	20.99%	41.39%	13.16%	12.60%	15.31%
Effective Tax Rate	26.28%	19.59%	20.23%	23.61%	12.61%	21.52%
Revenue as Reported	3,672,520	3,933,396	3,591,485	3,093,893	2,815,917	2,460,516

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.