IDX:TUGU Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	4,059,689	5,403,477	4,065,046	3,079,932	2,844,925	2,668,776
Total Interest & Dividend Income	153,806	240,189	118,905	492,083	231,602	238,606
Gain (Loss) on Sale of Investments	117,480	117,480	-68,288	63,042	121,480	67,087
Other Revenue	-	-	-	-170,917	-166,511	-276,626
Total Revenue	4,330,976	5,761,146	4,115,663	3,464,139	3,031,496	2,697,843
Revenue Growth (YoY)	-45.56%	39.98%	18.81%	14.27%	12.37%	8.01%
Policy Benefits	3,026,122	4,379,764	3,329,058	1,911,033	1,672,348	1,474,636
Depreciation & Amortization	230,789	230,789	28,701	-	-	-
Selling, General & Administrative	361,118	361,118	136,142	842,219	800,933	751,052
Provision for Bad Debts	3,076	3,076	-5,281	-	-	-
Other Operating Expenses	-480,823	-503,457	-320,921	-722,859	159,141	132,104
Total Operating Expenses	3,494,706	4,825,713	3,739,653	2,030,393	2,632,422	2,357,792
Operating Income	836,270	935,432	376,010	1,433,747	399,073	340,051
Interest Expense	-46,502	-46,502	-29,588	-18,103	-12,402	-16,577
Earnings From Equity Investments	5,902	5,902	12,677	7,763	17,048	8,946
Currency Exchange Gain (Loss)	24,039	24,039	198,462	-2,836	144,567	44,124
Other Non Operating Income (Expenses)	0	-	-	-	-	-
EBT Excluding Unusual Items	819,710	918,872	557,562	1,420,572	548,287	376,545
Gain (Loss) on Sale of Assets	45,103	45,103	84,493	102,646	19,601	3,413
Asset Writedown	-14,855	-14,855	-25,319	24,706	-690.48	68,372
Legal Settlements	-	-	-	84,407	-50,000	-73,873
Pretax Income	849,958	949,120	616,736	1,632,331	517,197	374,456
Income Tax Expense	182,612	186,696	194,587	330,229	122,092	47,226
Earnings From Continuing Ops.	667,346	762,423	422,149	1,302,101	395,105	327,230
Net Income to Company	667,346	762,423	422,149	1,302,101	395,105	327,230
Minority Interest in Earnings	-54,889	-51,367	-20,574	20,293	-47,955	-10,750
Net Income	612,457	711,057	401,575	1,322,394	347,151	316,480
Net Income to Common	612,457	711,057	401,575	1,322,394	347,151	316,480
Net Income Growth	48.78%	77.07%	-69.63%	280.93%	9.69%	19.36%
Shares Outstanding (Basic)	3,548	3,556	3,556	3,556	3,556	3,556
Shares Outstanding (Diluted)	3,548	3,556	3,556	3,556	3,556	3,556
Shares Change (YoY)	1.79%	-	-	-	0.00%	-
EPS (Basic)	172.61	199.98	112.94	371.92	97.64	89.01
EPS (Diluted)	172.61	199.98	112.94	371.92	97.64	89.01
EPS Growth	46.16%	77.07%	-69.63%	280.93%	9.69%	19.36%
Free Cash Flow	365,652	915,690	229,246	1,760,567	592,181	169,549
Free Cash Flow Per Share	103.05	257.54	64.47	495.16	166.55	47.69
Dividend Per Share	-	-	78.846	148.768	39.000	35.604
Dividend Growth	-	-	-47.00%	281.46%	9.54%	36.41%
Operating Margin	19.31%	16.24%	9.14%	41.39%	13.16%	12.61%
Profit Margin	14.14%	12.34%	9.76%	38.17%	11.45%	11.73%
Free Cash Flow Margin	8.44%	15.89%	5.57%	50.82%	19.53%	6.29%
EBITDA	1,013,950	1,109,936	442,314	1,532,277	552,320	493,798
EBITDA Margin	23.41%	19.27%	10.75%	44.23%	18.22%	18.30%
D&A For EBITDA	177,680	174,503	66,304	98,530	153,247	153,747
EBIT	836,270	935,432	376,010	1,433,747	399,073	340,051
EBIT Margin	19.31%	16.24%	9.14%	41.39%	13.16%	12.60%
Effective Tax Rate	21.49%	19.67%	31.55%	20.23%	23.61%	12.61%
Revenue as Reported	-	-	-	3,591,485	3,093,893	2,815,917

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.