PT Victoria Investama Tbk (IDX:VICO)

PT Victoria Investama Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	1,678,379	1,485,532	1,340,028	1,240,052	1,367,971
Interest Income on Investments	-	412,032	358,865	310,857	272,228	291,719
Total Interest Income	-	2,090,411	1,844,397	1,650,885	1,512,280	1,659,690
Interest Paid on Deposits	-	1,442,740	1,167,608	863,391	982,302	1,390,491
Interest Paid on Borrowings	-	197,317	144,765	138,552	163,539	199,551
Total Interest Expense	-	1,640,058	1,312,373	1,001,943	1,145,841	1,590,042
Net Interest Income	443,226	450,353	532,024	648,942	366,439	69,648
Net Interest Income Growth (YoY)	-17.25%	-15.35%	-18.02%	77.09%	426.13%	-50.04%
Trust Income	2,456	2,713	3,372	6,347	5,889	8,606
Gain (Loss) on Sale of Assets	-11,734	-11,750	-7,018	762.41	-3,053	1,060
Gain (Loss) on Sale of Investments	32,014	32,014	46,555	51,383	188,911	297,951
Other Non-Interest Income	756,331	689,869	452,463	870,748	696,647	487,975
Total Non-Interest Income	779,067	712,846	495,372	929,240	888,394	795,593
Non-Interest Income Growth (YoY)	72.76%	43.90%	-46.69%	4.60%	11.66%	-15.50%
Revenues Before Loan Losses	1,222,294	1,163,200	1,027,396	1,578,183	1,254,833	865,242
Provision for Loan Losses	284,498	226,789	259,462	233,322	570,892	381,537
Revenue	937,796	936,410	767,933	1,344,861	683,941	483,705
Revenue Growth (YoY)	24.05%	21.94%	-42.90%	96.63%	41.40%	-45.58%
Salaries and Employee Benefits	234,481	228,488	204,197	191,240	174,089	203,651
Occupancy Expenses	36,691	33,774	31,564	32,348	35,416	33,400
Amortization of Goodwill & Intangibles	3,677	3,420	2,904	10,494	4,316	6,736
Selling, General & Administrative	174,663	164,961	106,096	95,482	86,422	100,569
Other Non-Interest Expense	383,572	391,357	329,044	597,104	511,691	317,850
Total Non-Interest Expense	772,257	761,173	622,841	969,644	816,513	771,924
EBT Excluding Unusual Items	165,539	175,237	145,093	375,217	-132,572	-288,219
Pretax Income	175,881	175,237	145,093	375,217	-132,572	-288,219
Income Tax Expense	44,656	38,485	34,762	133,069	-30,958	-50,139
Earnings From Continuing Operations	131,225	136,752	110,331	242,148	-101,614	-238,080
Minority Interest in Earnings	-63,283	-66,849	-57,967	-129,641	69,699	128,807
Net Income	67,942	69,902	52,364	112,507	-31,915	-109,273
Net Income to Common	67,942	69,902	52,364	112,507	-31,915	-109,273
Net Income Growth	59.48%	33.49%	-53.46%	-	-	-
Basic Shares Outstanding	15,195	15,217	15,217	10,494	10,065	9,150
Diluted Shares Outstanding	15,195	15,217	15,217	10,494	10,065	9,150
Shares Change (YoY)	-7.38%	-	45.01%	4.27%	9.99%	-
EPS (Basic)	4.47	4.59	3.44	10.72	-3.17	-11.94
EPS (Diluted)	4.47	4.59	3.44	10.72	-3.17	-11.94
EPS Growth	72.12%	33.43%	-67.91%	-	-	-
Effective Tax Rate	25.39%	21.96%	23.96%	35.47%	-	-

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.