PT Victoria Investama Tbk (IDX:VICO)

PT Victoria Investama Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	1,787,045	1,678,379	1,485,532	1,340,028	1,240,052
Interest Income on Investments	532,404	412,032	358,865	310,857	272,228
Total Interest Income	2,319,450	2,090,411	1,844,397	1,650,885	1,512,280
Interest Paid on Deposits	1,427,913	1,442,740	1,167,608	863,391	982,302
Interest Paid on Borrowings	307,769	197,317	144,765	138,552	163,539
Total Interest Expense	1,735,682	1,640,058	1,312,373	1,001,943	1,145,841
Net Interest Income	583,768	450,353	532,024	648,942	366,439
Net Interest Income Growth (YoY)	29.62%	-15.35%	-18.02%	77.09%	426.13%
Trust Income	4,624	2,713	3,372	6,347	5,889
Gain (Loss) on Sale of Assets	533,055	-11,750	-7,018	762.41	-3,053
Gain (Loss) on Sale of Investments	-	32,014	46,555	51,383	188,911
Other Non-Interest Income	474,526	617,042	452,463	870,748	696,647
Total Non-Interest Income	1,012,204	640,019	495,372	929,240	888,394
Non-Interest Income Growth (YoY)	58.15%	29.20%	-46.69%	4.60%	11.66%
Revenues Before Loan Losses	1,595,972	1,090,372	1,027,396	1,578,183	1,254,833
Provision for Loan Losses	309,588	226,789	259,462	233,322	570,892
Revenue	1,286,383	863,583	767,933	1,344,861	683,941
Revenue Growth (YoY)	48.96%	12.46%	-42.90%	96.63%	41.40%
Salaries and Employee Benefits	232,102	228,488	204,197	191,240	174,089
Occupancy Expenses	33,293	33,774	31,564	32,348	35,416
Amortization of Goodwill & Intangibles	5,569	3,420	2,904	10,494	4,316
Selling, General & Administrative	151,934	159,132	106,096	95,482	86,422
Other Non-Interest Expense	175,003	329,446	329,044	597,104	511,691
Total Non-Interest Expense	637,237	693,434	622,841	969,644	816,513
EBT Excluding Unusual Items	649,147	170,149	145,093	375,217	-132,572
Pretax Income	649,147	170,149	145,093	375,217	-132,572
Income Tax Expense	120,150	38,485	34,762	133,069	-30,958
Earnings From Continuing Operations	528,997	131,664	110,331	242,148	-101,614
Minority Interest in Earnings	-55,003	-66,895	-57,967	-129,641	69,699
Net Income	473,993	64,769	52,364	112,507	-31,915
Net Income to Common	473,993	64,769	52,364	112,507	-31,915
Net Income Growth	631.83%	23.69%	-53.46%	-	-
Basic Shares Outstanding	15,217	15,217	15,217	10,494	10,065
Diluted Shares Outstanding	15,217	15,217	15,217	10,494	10,065
Shares Change (YoY)	-	-	45.01%	4.27%	9.99%
EPS (Basic)	31.15	4.26	3.44	10.72	-3.17
EPS (Diluted)	31.15	4.26	3.44	10.72	-3.17
EPS Growth	631.83%	23.73%	-67.91%	-	-
Effective Tax Rate	18.51%	22.62%	23.96%	35.47%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.