IDX:VRNA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	370,665	374,875	386,053	321,232	270,746	254,696
Total Interest Expense	126,843	126,843	130,991	102,473	56,137	55,196
Net Interest Income	243,822	248,033	255,062	218,759	214,608	199,501
Other Revenue	54,166	56,367	62,867	59,361	47,735	35,837
Revenue Before Loan Losses	297,988	304,399	317,928	278,120	262,343	235,338
Provision for Loan Losses	128,947	127,773	152,060	52,164	49,550	93,384
Revenue	169,041	176,626	165,868	225,956	212,793	141,953
Revenue Growth (YoY)	-11.10%	6.49%	-26.59%	6.19%	49.90%	-26.34%
Salaries & Employee Benefits	127,053	126,896	126,183	112,201	102,961	92,072
Cost of Services Provided	55,223	55,408	60,684	69,640	63,899	50,449
Other Operating Expenses	-12,670	-5,397	-7,457	-4,853	-994.47	-2,321
Total Operating Expenses	169,606	176,906	179,410	176,987	165,866	140,199
Operating Income	-564.6	-280.39	-13,542	48,968	46,927	1,754
EBT Excluding Unusual Items	-564.6	-280.39	-13,989	48,093	44,860	1,164
Other Unusual Items	8,824	8,824	8,953	13,142	10,479	7,010
Pretax Income	8,259	8,544	-5,036	61,235	55,338	8,173
Income Tax Expense	6,518	5,651	-2,881	84.97	-6,707	15,939
Net Income	1,741	2,893	-2,156	61,150	62,046	-7,766
Net Income to Common	1,741	2,893	-2,156	61,150	62,046	-7,766
Net Income Growth	-	-	-	-1.44%	-	-
Shares Outstanding (Basic)	5,691	5,687	5,687	5,687	5,687	5,687
Shares Outstanding (Diluted)	5,691	5,687	5,687	5,687	5,687	5,687
Shares Change (YoY)	-0.02%	-	-	-	-	-
EPS (Basic)	0.31	0.51	-0.38	10.75	10.91	-1.37
EPS (Diluted)	0.31	0.51	-0.38	10.75	10.91	-1.37
EPS Growth	-	-	-	-1.44%	-	-
Free Cash Flow	67,412	87,463	-413,667	-321,449	-28,653	313,983
Free Cash Flow Per Share	11.85	15.38	-72.73	-56.52	-5.04	55.21
Operating Margin	-0.33%	-0.16%	-8.16%	21.67%	22.05%	1.24%
Profit Margin	1.03%	1.64%	-1.30%	27.06%	29.16%	-5.47%
Free Cash Flow Margin	39.88%	49.52%	-249.39%	-142.26%	-13.46%	221.19%
Effective Tax Rate	78.92%	66.14%	-	0.14%	-	195.01%
Revenue as Reported	442,411	448,822	468,654	401,341	333,061	302,895

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.