Turkey · Delayed Price · Currency is TRY Albaraka Türk Katilim Bankasi A.S. Earnings Call Transcripts
Fiscal Year 2026
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Net income surged 47% year-on-year, with strong asset growth and resilient asset quality. Return on equity and margins outperformed sector averages, while guidance remains unchanged amid macroeconomic uncertainty.
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Net income rose 7% year-on-year to TRY 904 million, with strong asset and credit growth and robust asset quality. Capital adequacy remains above minimums despite regulatory changes, and management expects tighter spreads in the near term but gradual normalization later in the year.
Fiscal Year 2025
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Strong 2025 results featured robust profit growth, resilient asset quality, and improved margins, with reported net profit up 206% year-on-year (boosted by a TRY 7 billion provision reversal) and underlying profit up 43%. 2026 guidance targets 40% credit growth, NPL below 2.5%, and ROE of 25–30%.