Creditwest Faktoring Anonim Sirketi (IST:CRDFA)

IST:CRDFA Statistics

Total Valuation

IST:CRDFA has a market cap or net worth of TRY 11.25 billion. The enterprise value is 13.18 billion.

Market Cap	11.25B
Enterprise Value	13.18B

Important Dates

The last earnings date was Friday, May 15, 2026.

Earnings Date	May 15, 2026
Ex-Dividend Date	n/a

Share Statistics

IST:CRDFA has 300.00 million shares outstanding.

Current Share Class	225.00M
Shares Outstanding	300.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	14.60%
Float	137.85M

Valuation Ratios

The trailing PE ratio is 9.20.

PE Ratio	9.20
Forward PE	n/a
PS Ratio	10.12
PB Ratio	6.12
P/TBV Ratio	6.12
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.55, with an EV/FCF ratio of -12.35.

EV / Earnings	10.77
EV / Sales	11.85
EV / EBITDA	14.55
EV / EBIT	14.75
EV / FCF	-12.35

Financial Position

The company has a current ratio of 1.25, with a Debt / Equity ratio of 1.10.

Current Ratio	1.25
Quick Ratio	1.25
Debt / Equity	1.10
Debt / EBITDA	2.26
Debt / FCF	-1.90
Interest Coverage	1.39

Financial Efficiency

Return on equity (ROE) is 100.47% and return on invested capital (ROIC) is 24.34%.

Return on Equity (ROE)	100.47%
Return on Assets (ROA)	18.65%
Return on Invested Capital (ROIC)	24.34%
Return on Capital Employed (ROCE)	46.36%
Weighted Average Cost of Capital (WACC)	9.74%
Revenue Per Employee	27.11M
Profits Per Employee	29.84M
Employee Count	41
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, IST:CRDFA has paid 83.81 million in taxes.

Income Tax	83.81M
Effective Tax Rate	6.41%

Stock Price Statistics

The stock price has increased by +874.03% in the last 52 weeks. The beta is 0.35, so IST:CRDFA's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+874.03%
50-Day Moving Average	30.03
200-Day Moving Average	19.67
Relative Strength Index (RSI)	68.81
Average Volume (20 Days)	3,729,592

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IST:CRDFA had revenue of TRY 1.11 billion and earned 1.22 billion in profits.

Revenue	1.11B
Gross Profit	1.06B
Operating Income	883.80M
Pretax Income	1.31B
Net Income	1.22B
EBITDA	890.80M
EBIT	883.80M
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 93.85 million in cash and 2.02 billion in debt, with a net cash position of -1.93 billion or -6.43 per share.

Cash & Cash Equivalents	93.85M
Total Debt	2.02B
Net Cash	-1.93B
Net Cash Per Share	-6.43
Equity (Book Value)	1.84B
Book Value Per Share	n/a
Working Capital	520.07M

Cash Flow

In the last 12 months, operating cash flow was -1.06 billion and capital expenditures -11.28 million, giving a free cash flow of -1.07 billion.

Operating Cash Flow	-1.06B
Capital Expenditures	-11.28M
Depreciation & Amortization	7.00M
Net Borrowing	1.11B
Free Cash Flow	-1.07B
FCF Per Share	-3.56

Margins

Gross margin is 95.45%, with operating and profit margins of 79.51% and 110.05%.

Gross Margin	95.45%
Operating Margin	79.51%
Pretax Margin	117.59%
Profit Margin	110.05%
EBITDA Margin	80.14%
EBIT Margin	79.51%
FCF Margin	n/a

Dividends & Yields

IST:CRDFA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	10.87%
FCF Yield	-9.48%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on March 31, 2026. It was a forward split with a ratio of 3.

Last Split Date	Mar 31, 2026
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	4