Enpara Bank A.S. Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Interest Income on Loans	55,373	18,888	181.22	359.52
Interest Income on Investments	19,975	7,572	115.59	-
Total Interest Income	75,348	26,460	296.81	359.52
Interest Paid on Deposits	49,970	16,524	-	-
Interest Paid on Borrowings	1,331	160.29	4.13	34.85
Total Interest Expense	51,302	16,685	4.13	34.85
Net Interest Income	24,047	9,776	292.68	324.67
Net Interest Income Growth	443.34%	3240.09%	-9.86%	-
Income From Trading Activities	-3,513	27.83	-	-
Gain (Loss) on Sale of Assets	-0.03	-0.03	-	-
Other Non-Interest Income	11,922	4,640	1,397	1,557
Total Non-Interest Income	8,409	4,668	1,397	1,557
Non-Interest Income Growth	149.29%	234.16%	-10.27%	-
Revenues Before Loan Losses	32,455	14,443	1,689	1,881
Provision for Loan Losses	9,120	2,757	1.07	-
Revenue	23,336	11,687	1,688	1,881
Revenue Growth	236.60%	592.16%	-10.25%	-
Salaries and Employee Benefits	3,559	1,070	65.83	9.6
Selling, General & Administrative	913.08	913.08	306.64	2,846
Other Non-Interest Expense	7,611	2,840	468.91	1,650
Total Non-Interest Expense	12,083	4,823	841.39	4,506
EBT Excluding Unusual Items	11,252	6,863	847.04	-2,625
Pretax Income	11,252	6,863	847.04	-2,625
Income Tax Expense	3,228	1,207	178.59	-787.36
Net Income	8,024	5,656	668.46	-1,837
Net Income to Common	8,024	5,656	668.46	-1,837
Net Income Growth	98.81%	746.12%	-	-
Basic Shares Outstanding	-	9,993	8,684	8,684
Diluted Shares Outstanding	-	9,993	8,684	8,684
Shares Change	-	15.07%	-	-
EPS (Basic)	-	0.57	0.08	-0.21
EPS (Diluted)	-	0.57	0.08	-0.21
EPS Growth	-	635.32%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Effective Tax Rate	28.69%	17.59%	21.08%	-