ICBC Turkey Bank A.S. Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,414	4,755	5,445	4,556	2,039	893.01
Interest Income on Investments	6,070	5,511	5,139	3,623	2,169	715.51
Total Interest Income	10,484	10,266	10,584	8,179	4,209	1,609
Interest Paid on Deposits	1,280	2,440	4,581	2,172	1,027	504.78
Interest Paid on Borrowings	3,063	5,140	5,001	3,468	1,001	253.98
Total Interest Expense	4,343	7,580	9,582	5,640	2,028	758.76
Net Interest Income	6,141	2,687	1,001	2,539	2,181	849.76
Net Interest Income Growth	1097.54%	168.31%	-60.57%	16.44%	156.63%	86.53%
Income From Trading Activities	-1,457	-1,298	-69.52	310.79	61.26	296.7
Gain (Loss) on Sale of Assets	-13.66	-13.91	-0.04	-0.07	-0.03	-
Gain (Loss) on Sale of Investments	-17.43	-12.83	-14.17	-17.15	-6.93	-6.89
Other Non-Interest Income	2,896	2,214	713.94	1,842	775.17	353.7
Total Non-Interest Income	1,408	889.91	630.21	2,135	829.47	643.51
Non-Interest Income Growth	252.64%	41.21%	-70.49%	157.43%	28.90%	58.12%
Revenues Before Loan Losses	7,549	3,576	1,631	4,675	3,010	1,493
Provision for Loan Losses	89.07	69.87	-1,069	584.73	136.19	497.75
Revenue	7,460	3,507	2,700	4,090	2,874	995.52
Revenue Growth	384.68%	29.85%	-33.97%	42.30%	188.69%	56.06%
Salaries and Employee Benefits	2,276	2,025	1,777	1,140	652.3	364.61
Selling, General & Administrative	76.51	144.37	105.3	83.1	47.77	26.94
Other Non-Interest Expense	1,344	1,190	873.82	837.26	351.85	363.32
Total Non-Interest Expense	3,697	3,360	2,756	2,060	1,052	754.87
EBT Excluding Unusual Items	3,763	146.64	-55.79	2,029	1,822	240.65
Pretax Income	3,763	146.64	-55.79	2,029	1,822	240.65
Income Tax Expense	1,128	61.24	-77.3	555.38	421.32	53.46
Net Income	2,635	85.4	21.51	1,474	1,401	187.19
Preferred Dividends & Other Adjustments	-	-	-	-	-0.03	-
Net Income to Common	2,635	85.4	21.51	1,474	1,401	187.19
Net Income Growth	-	296.94%	-98.54%	5.23%	648.33%	105.86%
Basic Shares Outstanding	-	860	860	860	860	860
Diluted Shares Outstanding	-	860	860	860	860	860
Shares Change	-	-	-	-	-	-
EPS (Basic)	-	0.10	0.03	1.71	1.63	0.22
EPS (Diluted)	-	0.10	0.03	1.71	1.63	0.22
EPS Growth	-	296.94%	-98.54%	5.23%	648.33%	105.86%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	29.97%	41.76%	-	27.37%	23.12%	22.21%