IST:KLNMA Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	11,961	10,945	9,667	7,109	3,127	1,374
Interest Income on Investments	23,411	19,177	14,122	9,093	3,415	952.14
Total Interest Income	35,372	30,122	23,790	16,202	6,541	2,326
Interest Paid on Borrowings	16,064	14,456	12,480	8,654	3,489	843.03
Total Interest Expense	16,064	14,456	12,480	8,654	3,489	843.03
Net Interest Income	19,308	15,666	11,310	7,548	3,052	1,483
Net Interest Income Growth	37.51%	38.51%	49.85%	147.29%	105.80%	99.64%
Income From Trading Activities	-879.71	-179.8	-628.23	2,149	394.57	19.59
Gain (Loss) on Sale of Assets	141.87	141.87	2.16	70.58	28.04	60.61
Other Non-Interest Income	333.35	269.02	511.52	-2,462	-123.16	143.91
Total Non-Interest Income	-404.49	231.09	-114.55	-243.12	299.44	224.12
Non-Interest Income Growth	-	-	-	-	33.61%	8.76%
Revenues Before Loan Losses	18,903	15,897	11,196	7,305	3,352	1,707
Provision for Loan Losses	372.32	394.5	734.52	492.04	495.23	488.18
Revenue	18,531	15,502	10,461	6,813	2,856	1,219
Revenue Growth	32.83%	48.19%	53.55%	138.51%	134.32%	55.69%
Salaries and Employee Benefits	1,900	1,350	866.44	460.42	221.33	98.5
Selling, General & Administrative	1.2	2.2	1.25	1	0.38	0.54
Other Non-Interest Expense	1,527	1,200	885.34	710.31	302	104.94
Total Non-Interest Expense	3,429	2,552	1,753	1,172	523.71	203.98
EBT Excluding Unusual Items	15,102	12,950	8,708	5,641	2,333	1,015
Pretax Income	15,102	12,950	8,708	5,641	2,333	1,015
Income Tax Expense	4,363	3,943	2,533	1,598	632.31	198.56
Net Income	10,739	9,007	6,176	4,043	1,700	816.47
Net Income to Common	10,739	9,007	6,176	4,043	1,700	816.47
Net Income Growth	30.35%	45.85%	52.76%	137.75%	108.26%	62.78%
Basic Shares Outstanding	-	7,916	4,508	2,500	2,005	2,041
Diluted Shares Outstanding	-	7,916	4,508	2,500	2,005	2,041
Shares Change	-	75.60%	80.33%	24.66%	-1.75%	105.63%
EPS (Basic)	-	1.14	1.37	1.62	0.85	0.40
EPS (Diluted)	-	1.14	1.37	1.62	0.85	0.40
EPS Growth	-	-16.94%	-15.29%	90.72%	111.97%	-20.84%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	28.89%	30.45%	29.08%	28.33%	27.11%	19.56%