IST:KLNMA Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	11,612	10,945	9,667	7,109	3,127	1,374
Interest Income on Investments	22,300	19,177	14,122	9,093	3,415	952.14
Total Interest Income	33,912	30,122	23,790	16,202	6,541	2,326
Interest Paid on Borrowings	15,602	14,456	12,480	8,654	3,489	843.03
Total Interest Expense	15,602	14,456	12,480	8,654	3,489	843.03
Net Interest Income	18,310	15,666	11,310	7,548	3,052	1,483
Net Interest Income Growth	45.12%	38.51%	49.85%	147.29%	105.80%	99.64%
Income From Trading Activities	-845.8	-179.8	-628.23	2,149	394.57	19.59
Gain (Loss) on Sale of Assets	149.87	141.87	2.16	70.58	28.04	60.61
Other Non-Interest Income	372.02	269.02	511.52	-2,462	-123.16	143.91
Total Non-Interest Income	-323.91	231.09	-114.55	-243.12	299.44	224.12
Non-Interest Income Growth	-	-	-	-	33.61%	8.76%
Revenues Before Loan Losses	17,986	15,897	11,196	7,305	3,352	1,707
Provision for Loan Losses	293.5	394.5	734.52	492.04	495.23	488.18
Revenue	17,692	15,502	10,461	6,813	2,856	1,219
Revenue Growth	39.80%	48.19%	53.55%	138.51%	134.32%	55.69%
Salaries and Employee Benefits	1,691	1,350	866.44	460.42	221.33	98.5
Selling, General & Administrative	27.2	2.2	1.25	1	0.38	0.54
Other Non-Interest Expense	1,405	1,200	885.34	710.31	302	104.94
Total Non-Interest Expense	3,123	2,552	1,753	1,172	523.71	203.98
EBT Excluding Unusual Items	14,569	12,950	8,708	5,641	2,333	1,015
Pretax Income	14,567	12,950	8,708	5,641	2,333	1,015
Income Tax Expense	4,296	3,943	2,533	1,598	632.31	198.56
Net Income	10,271	9,007	6,176	4,043	1,700	816.47
Net Income to Common	10,271	9,007	6,176	4,043	1,700	816.47
Net Income Growth	37.73%	45.85%	52.76%	137.75%	108.26%	62.78%
Basic Shares Outstanding	10,017	7,916	4,508	2,500	2,005	2,041
Diluted Shares Outstanding	10,017	7,916	4,508	2,500	2,005	2,041
Shares Change	77.94%	75.60%	80.33%	24.66%	-1.75%	105.63%
EPS (Basic)	1.03	1.14	1.37	1.62	0.85	0.40
EPS (Diluted)	1.03	1.14	1.37	1.62	0.85	0.40
EPS Growth	-22.60%	-16.94%	-15.29%	90.72%	111.97%	-20.84%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	29.49%	30.45%	29.08%	28.33%	27.11%	19.56%