IST:KTLEV Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Interest Expense	123.81	193.58	218.09	25.49	13.52	6.79
Net Interest Income	-123.81	-193.58	-218.09	-25.49	-13.52	-6.79
Commissions and Fees	15,795	14,650	4,965	1,348	461.86	186.17
Other Revenue	-	-	153.88	-	-	-
Revenue Before Loan Losses	15,671	14,456	4,900	1,322	448.34	179.38
Revenue	15,671	14,456	4,900	1,322	448.34	179.38
Revenue Growth (YoY)	123.33%	195.01%	270.63%	194.91%	149.94%	107.23%
Salaries & Employee Benefits	2,947	2,698	1,260	369.48	134.85	68.75
Cost of Services Provided	2,367	2,164	857.12	235.1	172.59	80.68
Other Operating Expenses	-4,375	-2,139	-313.46	-271.99	-4.48	-7.97
Total Operating Expenses	938.89	2,724	1,804	332.58	302.96	141.46
Operating Income	14,733	11,732	3,097	989.58	145.38	37.92
Currency Exchange Gain (Loss)	-47.85	-128.34	-220.93	0.18	0.35	0.84
EBT Excluding Unusual Items	15,099	12,090	3,075	1,005	147.07	38.88
Other Unusual Items	-	-	-	0.46	0.26	-1.95
Pretax Income	15,333	12,324	3,075	1,006	147.33	36.93
Income Tax Expense	4,427	3,595	854.93	255.66	31.81	9.74
Earnings From Continuing Ops.	10,906	8,729	2,220	750.18	115.53	27.2
Minority Interest in Earnings	-32.78	-108.65	-60.28	-	-	-
Net Income	10,873	8,620	2,160	750.18	115.53	27.2
Net Income to Common	10,873	8,620	2,160	750.18	115.53	27.2
Net Income Growth	324.31%	299.12%	187.91%	549.37%	324.78%	1597.65%
Shares Outstanding (Basic)	-	2,072	2,070	2,070	1,724	-
Shares Outstanding (Diluted)	-	2,072	2,070	2,070	1,724	-
Shares Change (YoY)	-	0.12%	-0.01%	20.05%	-	-
EPS (Basic)	-	4.16	1.04	0.36	0.07	-
EPS (Diluted)	-	4.16	1.04	0.36	0.07	-
EPS Growth	-	298.66%	187.94%	440.90%	-	-
Free Cash Flow	3,099	6,922	5,900	494.62	94.3	-5.66
Free Cash Flow Per Share	-	3.34	2.85	0.24	0.06	-
Dividend Per Share	-	-	0.096	0.142	-	-
Dividend Growth	-	-	-32.70%	-	-	-
Operating Margin	94.01%	81.16%	63.19%	74.84%	32.43%	21.14%
Profit Margin	69.38%	59.63%	44.08%	56.74%	25.77%	15.16%
Free Cash Flow Margin	19.78%	47.88%	120.40%	37.41%	21.03%	-3.15%
Effective Tax Rate	28.88%	29.17%	27.80%	25.42%	21.59%	26.36%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.