QNB Bank A.S. Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	221,702	165,649	164,146	120,023	73,653	48,396
Investment Securities	293,044	327,687	272,696	171,671	102,683	49,806
Trading Asset Securities	51,557	37,022	26,042	18,686	24,175	22,560
Total Investments	344,601	364,709	298,738	190,357	126,858	72,366
Gross Loans	1,305,675	1,213,237	959,621	636,077	383,512	226,745
Allowance for Loan Losses	-65,160	-58,262	-41,607	-27,869	-17,256	-12,696
Other Adjustments to Gross Loans	-11,758	-10,423	-6,831	-5,489	-3,172	-1,704
Net Loans	1,228,756	1,144,553	911,183	602,720	363,085	212,345
Property, Plant & Equipment	26,689	26,359	21,489	14,611	4,791	3,695
Other Intangible Assets	8,221	7,759	6,490	4,024	1,055	648.59
Other Receivables	1,071	500.11	-	-	101.94	2.04
Restricted Cash	163,194	137,198	110,204	66,075	40,474	37,867
Other Current Assets	-	-	-	-	56.13	19.85
Long-Term Deferred Tax Assets	2,612	662.72	5,492	6,790	563.76	341.69
Other Long-Term Assets	69,154	63,335	37,352	18,823	10,506	8,168
Total Assets	2,066,001	1,910,724	1,555,093	1,023,422	621,144	383,849
Accrued Expenses	652.86	667.29	479.4	242.33	538.97	281.43
Interest Bearing Deposits	678,601	670,606	644,418	447,040	285,286	139,061
Non-Interest Bearing Deposits	365,232	329,928	234,017	183,687	107,477	86,815
Total Deposits	1,043,833	1,000,534	878,435	630,728	392,763	225,877
Short-Term Borrowings	43,146	30,992	74,004	39,198	42,182	27,284
Current Portion of Long-Term Debt	114,599	89,378	143,875	-	5,238	31,387
Current Portion of Leases	18.32	81.03	73.1	49.23	13.52	12.07
Current Income Taxes Payable	11,608	9,420	6,111	2,802	2,947	246.59
Long-Term Debt	509,536	459,557	234,527	203,747	86,736	51,212
Long-Term Leases	3,395	3,086	1,663	1,124	728.11	475.2
Long-Term Deferred Tax Liabilities	58	183.61	38.24	-	-	-
Other Long-Term Liabilities	153,685	143,910	96,856	63,897	45,722	24,923
Total Liabilities	1,880,532	1,737,808	1,436,062	941,788	576,868	361,697
Common Stock	5,500	5,500	3,350	3,350	3,350	3,350
Additional Paid-In Capital	0.71	0.71	0.71	0.71	0.71	0.71
Retained Earnings	168,963	153,215	107,551	71,376	38,203	20,980
Comprehensive Income & Other	10,962	14,159	8,099	6,891	2,710	-2,187
Total Common Equity	185,425	172,875	119,001	81,618	44,264	22,143
Minority Interest	44.5	41.1	30.07	16.79	11.82	9.4
Shareholders' Equity	185,469	172,916	119,031	81,634	44,276	22,152
Total Liabilities & Equity	2,066,001	1,910,724	1,555,093	1,023,422	621,144	383,849
Total Debt	670,694	583,094	454,143	244,118	134,897	110,369
Net Cash (Debt)	-397,146	-380,329	-263,954	-105,409	-37,069	-39,413
Net Cash Per Share	-72.21	-69.15	-47.99	-19.17	-6.74	-7.17
Filing Date Shares Outstanding	5,500	5,500	5,500	5,500	5,500	5,500
Total Common Shares Outstanding	5,500	5,500	5,500	5,500	5,500	5,500
Book Value Per Share	33.71	31.43	21.64	14.84	8.05	4.03
Tangible Book Value	177,204	165,116	112,511	77,594	43,210	21,494
Tangible Book Value Per Share	32.22	30.02	20.46	14.11	7.86	3.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.