QNB Bank A.S. Cash Flow Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	52,374	47,815	36,174	33,173	17,224	3,907
Depreciation & Amortization	5,110	4,684	3,021	1,312	846.96	661.23
Change in Trading Asset Securities	-3,612	-1,835	-8,981	-4,007	-120.07	-854.48
Change in Other Net Operating Assets	-201,863	-208,428	-171,287	-188,362	-103,183	-44,862
Other Operating Activities	9,389	-16,856	14,203	54,349	-9,207	5,418
Operating Cash Flow	-138,601	-174,621	-126,870	-103,534	-94,440	-35,730
Capital Expenditures	-10,504	-9,708	-9,225	-	-	-790.68
Sale of Property, Plant and Equipment	-	-	-	-	-	129.97
Investment in Securities	39,724	-3,694	-63,892	-38,053	-7,243	-3,065
Other Investing Activities	-	-	-	-	-	-306.05
Investing Cash Flow	29,220	-13,401	-73,117	-38,053	-7,243	-4,032
Long-Term Debt Issued	-	277,287	176,304	97,257	24,367	27,585
Long-Term Debt Repaid	-	-167,845	-144,865	-63,062	-21,092	-12,377
Net Debt Issued (Repaid)	76,199	109,442	31,438	34,196	3,275	15,208
Net Increase (Decrease) in Deposit Accounts	16,311	78,255	211,749	151,282	122,257	52,129
Other Financing Activities	-	-	-	-	153.49	-5.18
Financing Cash Flow	92,509	187,697	243,187	185,478	125,685	67,332
Foreign Exchange Rate Adjustments	-3,989	1,584	763.98	2,231	1,454	4,346
Net Cash Flow	-20,860	1,259	43,965	46,122	25,457	31,916
Free Cash Flow	-149,105	-184,328	-136,095	-103,534	-94,440	-36,521
Free Cash Flow Margin	-112.68%	-147.70%	-162.66%	-165.25%	-227.12%	-348.48%
Free Cash Flow Per Share	-27.11	-33.51	-24.75	-18.82	-17.17	-6.64
Cash Interest Paid	317,722	322,727	248,761	74,402	33,742	15,762
Cash Income Tax Paid	29,270	24,435	14,850	8,995	7,808	2,334