QNB Bank A.S. Cash Flow Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	36,174	33,173	17,224	3,907	2,754	Upgrade
Depreciation & Amortization	3,021	1,312	846.96	661.23	570.47	Upgrade
Change in Trading Asset Securities	-8,981	-4,007	-120.07	-854.48	-243.92	Upgrade
Change in Other Net Operating Assets	-171,287	-188,362	-103,183	-44,862	-20,066	Upgrade
Other Operating Activities	14,203	54,349	-9,207	5,418	8,292	Upgrade
Operating Cash Flow	-126,870	-103,534	-94,440	-35,730	-8,694	Upgrade
Capital Expenditures	-	-	-	-790.68	-644.34	Upgrade
Sale of Property, Plant and Equipment	-	-	-	129.97	139.19	Upgrade
Investment in Securities	-73,117	-38,053	-7,243	-3,065	-747.43	Upgrade
Other Investing Activities	-	-	-	-306.05	-219.06	Upgrade
Investing Cash Flow	-73,117	-38,053	-7,243	-4,032	-1,472	Upgrade
Long-Term Debt Issued	176,304	97,257	24,367	27,585	15,207	Upgrade
Long-Term Debt Repaid	-144,865	-63,062	-21,092	-12,377	-15,008	Upgrade
Net Debt Issued (Repaid)	31,438	34,196	3,275	15,208	198.85	Upgrade
Net Increase (Decrease) in Deposit Accounts	211,749	151,282	122,257	52,129	11,650	Upgrade
Other Financing Activities	-	-	153.49	-5.18	-	Upgrade
Financing Cash Flow	243,187	185,478	125,685	67,332	11,849	Upgrade
Foreign Exchange Rate Adjustments	763.98	2,231	1,454	4,346	-615.15	Upgrade
Net Cash Flow	43,965	46,122	25,457	31,916	1,068	Upgrade
Free Cash Flow	-126,870	-103,534	-94,440	-36,521	-9,338	Upgrade
Free Cash Flow Margin	-151.64%	-165.25%	-227.12%	-348.48%	-118.59%	Upgrade
Free Cash Flow Per Share	-37.87	-30.91	-28.19	-10.90	-2.79	Upgrade
Cash Interest Paid	248,761	74,402	33,742	15,762	6,962	Upgrade
Cash Income Tax Paid	14,850	8,995	7,808	2,334	-44.49	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.