IST:SAHOL Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	730,153	711,894	568,502	312,280	57,622	37,825
Interest Paid on Deposits	580,905	556,664	330,572	126,376	27,944	20,692
Net Interest Income	149,248	155,230	237,930	185,904	29,678	17,133
Net Interest Income Growth (YoY)	-32.99%	-34.76%	27.99%	526.41%	73.22%	22.95%
Gain (Loss) on Sale of Assets	-1.85	41.09	-0.76	2,118	284.64	120.84
Gain (Loss) on Sale of Investments	-157.76	620.35	1,155	6,850	92.39	-
Other Non-Interest Income	31,821	33,090	30,432	18,205	6,546	4,524
Total Non-Interest Income	31,661	33,751	31,587	27,172	6,923	4,645
Non-Interest Income Growth (YoY)	-24.41%	6.85%	16.25%	292.52%	49.04%	16.59%
Revenue	180,909	188,981	269,517	213,076	36,600	21,777
Revenue Growth (YoY)	-31.63%	-29.88%	26.49%	482.17%	68.07%	21.54%
Selling, General & Administrative	135,899	137,088	124,604	60,995	14,337	11,078
Other Non-Interest Expense	1,045	2,903	-11,619	-6,697	556.09	1,055
Total Non-Interest Expense	169,456	202,392	199,391	114,127	12,106	10,600
EBT Excluding Unusual Items	11,453	-13,411	70,126	98,949	24,494	11,177
Asset Writedown	-1,564	-1,497	-524.1	-412.97	-	-
Other Unusual Items	-	-	-	-	1,359	-
Pretax Income	9,048	-15,750	69,234	98,536	25,854	11,177
Income Tax Expense	11,653	14,970	40,575	37,264	5,274	2,271
Earnings From Continuing Operations	-2,606	-30,720	28,658	61,272	20,579	8,906
Earnings From Discontinued Operations	-0.18	-0.27	-3.53	-3.98	-7.94	-7.11
Minority Interest in Earnings	1,176	15,245	-6,381	-21,847	-8,539	-4,132
Net Income	-1,430	-15,475	22,274	39,421	12,032	4,768
Net Income to Common	-1,430	-15,475	22,274	39,421	12,032	4,768
Net Income Growth	-	-	-43.50%	227.64%	152.37%	26.14%
Basic Shares Outstanding	2,071	2,071	2,040	2,040	2,040	2,040
Diluted Shares Outstanding	2,071	2,071	2,040	2,040	2,040	2,040
Shares Change (YoY)	0.20%	1.52%	-0.00%	-0.02%	-0.00%	-
EPS (Basic)	-0.69	-7.47	10.92	19.32	5.90	2.34
EPS (Diluted)	-0.69	-7.47	10.92	19.32	5.90	2.34
EPS Growth	-	-	-43.50%	227.70%	152.38%	26.14%
Dividend Per Share	3.000	3.000	2.943	1.750	0.750	0.350
Dividend Growth	1.94%	1.94%	68.17%	133.33%	114.29%	6.06%
Effective Tax Rate	128.80%	-	58.61%	37.82%	20.40%	20.32%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.