IST:SAHOL Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	120,150	128,178	129,695	90,477	48,927
Investment Securities	1,001,075	1,015,849	864,794	597,743	199,787
Trading Asset Securities	89,869	67,369	62,018	41,823	34,935
Total Investments	1,090,944	1,083,218	926,811	639,566	234,722
Gross Loans	1,967,867	1,838,818	1,429,143	1,037,056	405,695
Allowance for Loan Losses	-71,026	-60,990	-47,330	-36,564	-19,015
Net Loans	1,896,842	1,777,828	1,381,814	1,000,492	386,680
Property, Plant & Equipment	156,599	149,014	105,053	55,307	12,550
Goodwill	20,555	21,122	15,532	11,214	2,523
Other Intangible Assets	62,119	60,169	40,461	27,923	7,958
Investments in Real Estate	4,416	4,486	3,796	2,421	383.87
Other Receivables	61,878	61,347	33,683	26,731	9,447
Restricted Cash	538,544	584,207	407,058	201,604	99,435
Other Current Assets	128,681	138,590	108,939	66,749	15,107
Long-Term Deferred Tax Assets	5,692	2,040	2,407	177.32	660.7
Other Long-Term Assets	5,008	4,958	5,491	4,060	728.21
Total Assets	4,101,381	4,023,200	3,165,266	2,129,225	819,764
Accounts Payable	45,174	49,026	39,018	25,521	8,737
Accrued Expenses	25,891	24,284	14,466	6,461	2,218
Interest Bearing Deposits	1,305,194	1,296,123	1,232,675	755,629	384,358
Non-Interest Bearing Deposits	863,264	839,481	621,698	425,157	64,915
Total Deposits	2,168,458	2,135,604	1,854,373	1,180,786	449,274
Short-Term Borrowings	528,796	602,413	211,740	136,159	89,449
Current Portion of Long-Term Debt	127,887	108,919	104,809	71,475	41,894
Current Portion of Leases	2,841	2,441	1,667	1,089	382.61
Current Income Taxes Payable	1,819	2,478	13,769	16,783	1,756
Other Current Liabilities	181,084	174,271	135,367	88,473	29,577
Long-Term Debt	293,624	188,303	144,360	137,241	75,615
Long-Term Leases	11,615	11,626	7,062	4,775	1,845
Long-Term Unearned Revenue	1,172	4,952	1,894	834.05	221.4
Pension & Post-Retirement Benefits	6,707	7,297	6,733	6,441	1,051
Long-Term Deferred Tax Liabilities	25,437	13,908	11,469	8,565	1,382
Other Long-Term Liabilities	75,173	71,612	59,150	43,173	12,510
Total Liabilities	3,498,112	3,403,674	2,609,183	1,728,619	716,160
Common Stock	2,100	2,100	2,040	2,040	2,040
Additional Paid-In Capital	668.78	668.78	510.94	353.89	22.24
Retained Earnings	251,204	256,017	212,791	136,886	42,943
Treasury Stock	-2,564	-2,553	-457.24	-1,697	-298.65
Comprehensive Income & Other	109,818	114,529	103,748	80,307	6,710
Total Common Equity	361,227	370,763	318,633	217,890	51,417
Minority Interest	242,041	248,763	237,450	182,716	52,187
Shareholders' Equity	603,269	619,526	556,083	400,606	103,604
Total Liabilities & Equity	4,101,381	4,023,200	3,165,266	2,129,225	819,764
Total Debt	964,763	913,702	469,638	350,739	209,185
Net Cash (Debt)	-751,255	-713,670	-274,201	-215,527	-122,111
Net Cash Per Share	-362.76	-344.61	-134.42	-105.65	-59.85
Filing Date Shares Outstanding	2,071	2,072	2,057	2,039	2,039
Total Common Shares Outstanding	2,071	2,072	2,057	2,039	2,039
Book Value Per Share	174.43	178.92	154.89	106.84	25.21
Tangible Book Value	278,554	289,471	262,641	178,752	40,937
Tangible Book Value Per Share	134.51	139.69	127.67	87.65	20.07

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.