IST:TSKB Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	21,804	18,308	11,911	5,500	3,282	2,431
Interest Income on Investments	13,320	12,061	6,894	4,894	1,402	916.71
Total Interest Income	35,123	30,369	18,805	10,394	4,683	3,348
Interest Paid on Borrowings	18,170	14,477	8,064	3,504	1,777	1,314
Total Interest Expense	18,170	14,477	8,064	3,504	1,777	1,314
Net Interest Income	16,954	15,892	10,741	6,890	2,907	2,033
Net Interest Income Growth (YoY)	9.00%	47.96%	55.88%	137.06%	42.95%	6.01%
Income From Trading Activities	-7,745	-1,314	1,935	2,570	2,000	-56.08
Gain (Loss) on Sale of Assets	0.54	0.54	1.61	0.21	0.78	0.09
Gain (Loss) on Sale of Investments	12.5	-	-	-	-	-
Other Non-Interest Income	11,244	2,461	1,564	-730.18	-971.88	302.64
Total Non-Interest Income	3,512	1,147	3,500	1,840	1,029	246.64
Non-Interest Income Growth (YoY)	269.42%	-67.23%	90.17%	78.88%	317.11%	-
Revenues Before Loan Losses	20,466	17,039	14,241	8,731	3,935	2,280
Provision for Loan Losses	1,692	558.87	3,219	2,582	1,794	1,012
Revenue	18,774	16,480	11,021	6,149	2,142	1,268
Revenue Growth (YoY)	33.32%	49.53%	79.25%	187.11%	68.86%	8.49%
Salaries and Employee Benefits	2,836	1,921	914.62	436.07	219.2	178.51
Selling, General & Administrative	51.77	42.61	24.81	12.46	6.41	5.76
Other Non-Interest Expense	1,027	1,660	1,589	960.81	556.78	222.26
Total Non-Interest Expense	2,315	2,581	1,532	922.38	653.38	331.87
EBT Excluding Unusual Items	16,459	13,899	9,490	5,226	1,488	936.35
Pretax Income	16,459	13,899	9,490	5,226	1,488	936.35
Income Tax Expense	3,862	3,542	2,340	1,121	390.89	226.87
Earnings From Continuing Operations	12,597	10,357	7,150	4,106	1,097	709.47
Minority Interest in Earnings	-139.44	-134.77	-184.88	-125.33	-16.2	2.82
Net Income	12,458	10,222	6,965	3,980	1,081	712.29
Net Income to Common	12,458	10,222	6,965	3,980	1,081	712.29
Net Income Growth	38.07%	46.76%	74.98%	268.18%	51.78%	-2.49%
Basic Shares Outstanding	2,800	2,800	2,799	2,799	2,801	2,804
Diluted Shares Outstanding	2,800	2,800	2,799	2,799	2,801	2,804
Shares Change (YoY)	0.02%	0.01%	0.01%	-0.06%	-0.13%	0.19%
EPS (Basic)	4.45	3.65	2.49	1.42	0.39	0.25
EPS (Diluted)	4.45	3.65	2.49	1.42	0.39	0.25
EPS Growth	38.04%	46.74%	74.97%	268.39%	51.97%	-2.68%
Effective Tax Rate	23.46%	25.49%	24.65%	21.44%	26.27%	24.23%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.