IST:TSKB Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	23,220	22,816	18,308	11,911	5,500	3,282
Interest Income on Investments	16,075	14,409	12,061	6,894	4,894	1,402
Total Interest Income	39,294	37,225	30,369	18,805	10,394	4,683
Interest Paid on Borrowings	20,868	19,282	14,477	8,064	3,504	1,777
Total Interest Expense	20,868	19,282	14,477	8,064	3,504	1,777
Net Interest Income	18,427	17,943	15,892	10,741	6,890	2,907
Net Interest Income Growth (YoY)	17.16%	12.91%	47.96%	55.88%	137.06%	42.95%
Income From Trading Activities	-9,444	-11,760	-1,314	1,935	2,570	2,000
Gain (Loss) on Sale of Assets	-128.76	13.34	0.54	1.61	0.21	0.78
Other Non-Interest Income	14,121	16,539	2,461	1,564	-730.18	-971.88
Total Non-Interest Income	4,549	4,792	1,147	3,500	1,840	1,029
Non-Interest Income Growth (YoY)	78.19%	317.80%	-67.23%	90.17%	78.88%	317.11%
Revenues Before Loan Losses	22,975	22,735	17,039	14,241	8,731	3,935
Provision for Loan Losses	4,166	4,324	558.87	3,219	2,582	1,794
Revenue	18,810	18,412	16,480	11,021	6,149	2,142
Revenue Growth (YoY)	4.94%	11.72%	49.53%	79.25%	187.11%	68.86%
Salaries and Employee Benefits	3,511	3,107	1,921	914.62	436.07	219.2
Selling, General & Administrative	71.54	66.3	42.61	24.81	12.46	6.41
Other Non-Interest Expense	1,546	1,636	1,660	1,589	960.81	556.78
Total Non-Interest Expense	3,895	3,342	2,581	1,532	922.38	653.38
EBT Excluding Unusual Items	14,915	15,069	13,899	9,490	5,226	1,488
Pretax Income	14,915	15,069	13,899	9,490	5,226	1,488
Income Tax Expense	3,705	3,642	3,542	2,340	1,121	390.89
Earnings From Continuing Operations	11,210	11,427	10,357	7,150	4,106	1,097
Minority Interest in Earnings	-108.79	-103.43	-134.77	-184.88	-125.33	-16.2
Net Income	11,101	11,324	10,222	6,965	3,980	1,081
Net Income to Common	11,101	11,324	10,222	6,965	3,980	1,081
Net Income Growth	-2.25%	10.78%	46.76%	74.98%	268.18%	51.78%
Basic Shares Outstanding	2,800	2,800	2,800	2,799	2,799	2,801
Diluted Shares Outstanding	2,800	2,800	2,800	2,799	2,799	2,801
Shares Change (YoY)	-0.01%	0.01%	0.01%	0.01%	-0.06%	-0.13%
EPS (Basic)	3.96	4.04	3.65	2.49	1.42	0.39
EPS (Diluted)	3.96	4.04	3.65	2.49	1.42	0.39
EPS Growth	-2.24%	10.76%	46.74%	74.97%	268.39%	51.97%
Dividend Per Share	0.536	0.536	-	-	-	-
Effective Tax Rate	24.84%	24.17%	25.49%	24.65%	21.44%	26.27%