Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (IST:VAKBN)

Turkey · Delayed Price · Currency is TRY

31.50

+1.70 (5.70%)

Nov 4, 2026, 6:09 PM GMT+3

IST:VAKBN Financials Overview

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	265,318	232,671	157,350	93,376	76,925	16,954
Revenue Growth	41.05%	47.87%	68.51%	21.39%	353.72%	2.26%
Net Income	76,372	77,159	49,193	31,656	26,563	5,166
Earnings Per Share	8.14	8.14	5.38	3.52	4.22	1.37
EPS Growth	28.68%	51.47%	52.80%	-16.64%	208.97%	-28.04%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Banking	-163,160	-178,077	-149,035	-38,780	2,566	2,645
Other and Undistributable	-16,422	-9,204	7,980	-8,636	-33,548	-4,154
Treasury Operations and Investment Activities	244,382	261,833	216,768	116,944	68,248	1,129
Corporate / Commercial Banking	196,522	154,133	75,133	19,599	22,388	16,638
Total	261,322	228,685	150,845	89,127	59,654	16,259

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	878,376	901,470	1,097,538	512,535	272,953	227,952
Total Debt	1,676,339	1,380,838	1,115,576	541,868	379,314	345,116
Net Cash (Debt)	-797,963	-479,368	-18,039	-29,333	-106,361	-117,164
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-85.03	-50.60	-1.97	-3.26	-16.90	-30.99

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-477,081	-1,025,985	-243,825	-325,878	-357,893	-28,123
Capital Expenditures	-26,729	-24,187	-9,936	-30,598	-7,246	-2,988
Free Cash Flow	-503,811	-1,050,173	-253,761	-356,476	-365,139	-31,110
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.79%	33.16%	31.26%	33.90%	34.53%	30.47%
FCF Margin	-189.89%	-451.36%	-161.27%	-381.76%	-474.67%	-183.49%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	3.87	3.94	4.70	4.02	3.18	2.78
Forward PE	3.06	3.62	4.35	4.23	2.93	2.10
PS Ratio	1.18	1.31	1.47	1.36	1.10	0.85