Yapi ve Kredi Bankasi A.S. (IST: YKBNK)

YKBNK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	222,740	136,589	71,191	38,712	26,591	29,975
Interest Income on Investments	141,445	96,422	62,197	15,390	8,427	7,893
Total Interest Income	364,185	233,012	133,388	54,102	35,017	37,869
Interest Paid on Deposits	193,244	118,734	32,832	15,475	8,900	15,484
Interest Paid on Borrowings	69,803	34,794	21,209	14,874	8,069	6,837
Total Interest Expense	263,047	153,528	54,040	30,349	16,969	22,321
Net Interest Income	101,138	79,484	79,347	23,753	18,048	15,548
Net Interest Income Growth (YoY)	31.99%	0.17%	234.05%	31.61%	16.08%	7.15%
Income From Trading Activities	9,089	37,282	21,311	21,549	2,305	-128.31
Gain (Loss) on Sale of Assets	-9.64	-9.64	-	-1.48	-0.05	-0.19
Other Non-Interest Income	53,415	39,873	14,890	-10,292	5,470	5,716
Total Non-Interest Income	62,494	77,145	36,201	11,256	7,775	5,587
Non-Interest Income Growth (YoY)	3.05%	113.10%	221.61%	44.77%	39.16%	3.27%
Revenues Before Loan Losses	163,632	156,629	115,548	35,009	25,823	21,135
Provision for Loan Losses	26,799	24,225	22,521	10,198	9,715	8,984
Revenue	136,833	132,405	93,027	24,811	16,109	12,151
Revenue Growth (YoY)	23.35%	42.33%	274.95%	54.02%	32.57%	-4.99%
Salaries and Employee Benefits	24,822	18,296	9,853	4,804	3,857	3,394
Selling, General & Administrative	2,299	1,794	909.1	483.25	371.71	334.49
Other Non-Interest Expense	37,601	28,909	13,306	5,767	5,172	3,983
Total Non-Interest Expense	62,867	47,376	23,833	10,916	9,311	7,617
EBT Excluding Unusual Items	73,966	85,029	69,194	13,894	6,797	4,534
Asset Writedown	-	-	-0.29	-0.7	-0.07	-
Pretax Income	73,966	85,029	69,194	13,894	6,797	4,534
Income Tax Expense	12,667	17,019	16,448	3,404	1,717	933.59
Earnings From Continuing Operations	61,299	68,010	52,745	10,490	5,080	3,600
Minority Interest in Earnings	-1.71	-1.33	-0.61	-0.26	-0.17	-0.13
Net Income	61,297	68,009	52,745	10,490	5,080	3,600
Net Income to Common	61,297	68,009	52,745	10,490	5,080	3,600
Net Income Growth	6.27%	28.94%	402.82%	106.51%	41.10%	-22.87%
Basic Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Diluted Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Shares Change (YoY)	-	-	-	-	-	31.35%
EPS (Basic)	7.26	8.05	6.24	1.24	0.60	0.43
EPS (Diluted)	7.26	8.05	6.24	1.24	0.60	0.43
EPS Growth	6.27%	28.94%	402.82%	106.51%	41.10%	-41.28%
Dividend Per Share	1.210	1.210	0.936	0.118	-	-
Dividend Growth	29.20%	29.20%	690.96%	-	-	-
Effective Tax Rate	17.13%	20.02%	23.77%	24.50%	25.27%	20.59%

Source: S&P Capital IQ. Banks template. Financial Sources.