IST:YKBNK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	410,718	306,785	136,589	71,191	38,712
Interest Income on Investments	207,777	171,974	96,422	62,197	15,390
Total Interest Income	618,495	478,759	233,012	133,388	54,102
Interest Paid on Deposits	296,446	261,351	118,734	32,832	15,475
Interest Paid on Borrowings	160,631	128,649	34,794	21,209	14,874
Total Interest Expense	457,077	390,000	153,528	54,040	30,349
Net Interest Income	161,418	88,759	79,484	79,347	23,753
Net Interest Income Growth (YoY)	81.86%	11.67%	0.17%	234.05%	31.61%
Income From Trading Activities	12,040	-18,100	37,282	21,311	21,549
Gain (Loss) on Sale of Assets	-7.64	-	-9.64	-	-1.48
Other Non-Interest Income	65,177	79,353	39,873	14,890	-10,292
Total Non-Interest Income	77,209	61,253	77,145	36,201	11,256
Non-Interest Income Growth (YoY)	26.05%	-20.60%	113.10%	221.61%	44.77%
Revenues Before Loan Losses	238,627	150,011	156,629	115,548	35,009
Provision for Loan Losses	50,972	36,404	24,225	22,521	10,198
Revenue	187,655	113,607	132,405	93,027	24,811
Revenue Growth (YoY)	65.18%	-14.20%	42.33%	274.95%	54.02%
Salaries and Employee Benefits	44,100	30,022	18,296	9,853	4,804
Selling, General & Administrative	3,904	2,666	1,794	909.1	483.25
Other Non-Interest Expense	76,222	48,725	28,909	13,306	5,767
Total Non-Interest Expense	122,393	79,913	47,376	23,833	10,916
EBT Excluding Unusual Items	65,262	33,694	85,029	69,194	13,894
Asset Writedown	-	-	-	-0.29	-0.7
Pretax Income	65,262	33,694	85,029	69,194	13,894
Income Tax Expense	18,169	4,675	17,019	16,448	3,404
Earnings From Continuing Operations	47,093	29,019	68,010	52,745	10,490
Minority Interest in Earnings	-3.27	-2.17	-1.33	-0.61	-0.26
Net Income	47,090	29,017	68,009	52,745	10,490
Net Income to Common	47,090	29,017	68,009	52,745	10,490
Net Income Growth	62.29%	-57.33%	28.94%	402.82%	106.51%
Basic Shares Outstanding	8,447	8,447	8,447	8,447	8,447
Diluted Shares Outstanding	8,447	8,447	8,447	8,447	8,447
EPS (Basic)	5.57	3.44	8.05	6.24	1.24
EPS (Diluted)	5.57	3.44	8.05	6.24	1.24
EPS Growth	62.29%	-57.33%	28.94%	402.82%	106.51%
Dividend Per Share	-	-	1.210	0.936	0.118
Dividend Growth	-	-	29.20%	690.96%	-
Effective Tax Rate	27.84%	13.88%	20.02%	23.77%	24.50%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.