Yapi ve Kredi Bankasi A.S. (IST:YKBNK)

IST:YKBNK Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	487,835	423,365	321,948	239,782	135,571	107,485
Investment Securities	600,212	616,192	501,534	405,423	222,474	129,742
Trading Asset Securities	20,730	21,367	19,698	23,860	21,054	22,637
Total Investments	620,942	637,558	521,232	429,283	243,528	152,379
Gross Loans	2,344,143	2,005,061	1,377,569	1,000,664	665,537	446,942
Allowance for Loan Losses	-86,044	-71,271	-48,878	-42,047	-37,430	-30,704
Other Adjustments to Gross Loans	-17,227	-11,368	-8,702	-7,859	-4,319	-2,580
Net Loans	2,240,872	1,922,422	1,319,989	950,758	623,788	413,658
Property, Plant & Equipment	48,997	44,447	30,933	18,876	10,110	4,974
Goodwill	-	-	-	-	-	979.49
Other Intangible Assets	6,035	5,513	3,403	2,037	1,360	1,142
Other Receivables	4,646	4,205	4,228	-	42.52	1.58
Restricted Cash	232,153	224,332	156,980	95,087	59,006	48,136
Other Current Assets	3,829	2,330	619.31	1,075	1,086	1,355
Long-Term Deferred Tax Assets	983	554.27	13,187	9,144	5,409	3,820
Other Long-Term Assets	344,240	258,204	181,362	117,333	104,367	46,890
Total Assets	3,990,532	3,522,932	2,553,881	1,863,373	1,184,267	780,821

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	2,002	1,854	1,027	769.04	445.34	191.83
Interest Bearing Deposits	1,863,586	1,679,404	1,254,163	1,037,826	672,855	397,714
Non-Interest Bearing Deposits	321,488	279,739	120,094	71,060	32,641	22,214
Total Deposits	2,185,074	1,959,143	1,374,257	1,108,886	705,495	419,928
Short-Term Borrowings	201,454	112,776	217,984	73,348	58,196	41,849
Current Portion of Long-Term Debt	492,354	591,137	379,181	114,806	40,295	-
Current Portion of Leases	2,320	1,761	1,340	780.13	451.89	307.28
Current Income Taxes Payable	21,006	15,562	9,690	8,039	5,942	3,208
Other Current Liabilities	352	366.2	257.64	195.12	110	65.86
Long-Term Debt	440,665	251,674	128,243	181,816	138,629	186,315
Long-Term Leases	8,133	5,791	4,060	2,621	1,524	1,040
Pension & Post-Retirement Benefits	13,354	13,354	12,991	10,028	2,945	1,813
Long-Term Deferred Tax Liabilities	33	4,056	6.81	14.04	22.74	14.82
Other Long-Term Liabilities	337,286	309,842	232,029	183,190	103,949	62,600
Total Liabilities	3,704,033	3,267,315	2,361,067	1,684,492	1,058,005	717,332

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	8,447	8,447	8,447	8,447	8,447	8,447
Additional Paid-In Capital	557	556.94	556.94	556.94	556.94	556.94
Retained Earnings	251,609	220,837	174,190	155,402	95,341	44,595
Comprehensive Income & Other	25,878	25,769	9,615	14,472	21,915	9,890
Total Common Equity	286,491	255,610	192,809	178,878	126,260	63,488
Minority Interest	8	7.24	4.67	2.67	1.54	1.02
Shareholders' Equity	286,499	255,617	192,814	178,881	126,262	63,489
Total Liabilities & Equity	3,990,532	3,522,932	2,553,881	1,863,373	1,184,267	780,821

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,144,926	963,138	730,808	373,371	239,095	229,510
Net Cash (Debt)	-636,361	-471,538	-341,113	-99,341	-81,643	-87,394
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-75.34	-55.82	-40.38	-11.76	-9.67	-10.35
Filing Date Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Total Common Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Book Value Per Share	33.92	30.26	22.83	21.18	14.95	7.52
Tangible Book Value	280,456	250,096	189,406	176,842	124,900	61,367
Tangible Book Value Per Share	33.20	29.61	22.42	20.94	14.79	7.26

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

Data Sources Report a data error