Yapi ve Kredi Bankasi A.S. (IST:YKBNK)
Turkey · Delayed Price · Currency is TRY 35.88
+1.18 (3.40%)
Nov 4, 2026, 6:09 PM GMT+3
IST:YKBNK Balance Sheet
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | - | 423,365 | 321,948 | 239,782 | 135,571 | 107,485 |
Investment Securities | 673,000 | 616,192 | 501,534 | 405,423 | 222,474 | 129,742 |
Trading Asset Securities | - | 21,367 | 19,698 | 23,860 | 21,054 | 22,637 |
Total Investments | 673,000 | 637,558 | 521,232 | 429,283 | 243,528 | 152,379 |
Gross Loans | 2,183,000 | 2,005,061 | 1,377,569 | 1,000,664 | 665,537 | 446,942 |
Allowance for Loan Losses | - | -71,271 | -48,878 | -42,047 | -37,430 | -30,704 |
Other Adjustments to Gross Loans | - | -11,368 | -8,702 | -7,859 | -4,319 | -2,580 |
Net Loans | 2,183,000 | 1,922,422 | 1,319,989 | 950,758 | 623,788 | 413,658 |
Property, Plant & Equipment | - | 44,447 | 30,933 | 18,876 | 10,110 | 4,974 |
Goodwill | - | - | - | - | - | 979.49 |
Other Intangible Assets | - | 5,513 | 3,403 | 2,037 | 1,360 | 1,142 |
Other Receivables | - | 4,205 | 4,228 | - | 42.52 | 1.58 |
Restricted Cash | - | 224,332 | 156,980 | 95,087 | 59,006 | 48,136 |
Other Current Assets | - | 2,330 | 619.31 | 1,075 | 1,086 | 1,355 |
Long-Term Deferred Tax Assets | - | 554.27 | 13,187 | 9,144 | 5,409 | 3,820 |
Other Long-Term Assets | 1,548,000 | 258,204 | 181,362 | 117,333 | 104,367 | 46,890 |
Total Assets | 4,404,000 | 3,522,932 | 2,553,881 | 1,863,373 | 1,184,267 | 780,821 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 1,854 | 1,027 | 769.04 | 445.34 | 191.83 |
Interest Bearing Deposits | 2,395,000 | 1,679,404 | 1,254,163 | 1,037,826 | 672,855 | 397,714 |
Non-Interest Bearing Deposits | - | 279,739 | 120,094 | 71,060 | 32,641 | 22,214 |
Total Deposits | 2,395,000 | 1,959,143 | 1,374,257 | 1,108,886 | 705,495 | 419,928 |
Short-Term Borrowings | - | 112,776 | 217,984 | 73,348 | 58,196 | 41,849 |
Current Portion of Long-Term Debt | 163,000 | 591,137 | 379,181 | 114,806 | 40,295 | - |
Current Portion of Leases | - | 1,761 | 1,340 | 780.13 | 451.89 | 307.28 |
Current Income Taxes Payable | - | 15,562 | 9,690 | 8,039 | 5,942 | 3,208 |
Other Current Liabilities | - | 366.2 | 257.64 | 195.12 | 110 | 65.86 |
Long-Term Debt | 1,152,000 | 251,674 | 128,243 | 181,816 | 138,629 | 186,315 |
Long-Term Leases | - | 5,791 | 4,060 | 2,621 | 1,524 | 1,040 |
Pension & Post-Retirement Benefits | - | 13,354 | 12,991 | 10,028 | 2,945 | 1,813 |
Long-Term Deferred Tax Liabilities | - | 4,056 | 6.81 | 14.04 | 22.74 | 14.82 |
Other Long-Term Liabilities | 398,000 | 309,842 | 232,029 | 183,190 | 103,949 | 62,600 |
Total Liabilities | 4,108,000 | 3,267,315 | 2,361,067 | 1,684,492 | 1,058,005 | 717,332 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 296,000 | 8,447 | 8,447 | 8,447 | 8,447 | 8,447 |
Additional Paid-In Capital | - | 556.94 | 556.94 | 556.94 | 556.94 | 556.94 |
Retained Earnings | - | 220,837 | 174,190 | 155,402 | 95,341 | 44,595 |
Comprehensive Income & Other | - | 25,769 | 9,615 | 14,472 | 21,915 | 9,890 |
Total Common Equity | 296,000 | 255,610 | 192,809 | 178,878 | 126,260 | 63,488 |
Minority Interest | - | 7.24 | 4.67 | 2.67 | 1.54 | 1.02 |
Shareholders' Equity | 296,000 | 255,617 | 192,814 | 178,881 | 126,262 | 63,489 |
Total Liabilities & Equity | 4,404,000 | 3,522,932 | 2,553,881 | 1,863,373 | 1,184,267 | 780,821 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 1,315,000 | 963,138 | 730,808 | 373,371 | 239,095 | 229,510 |
Net Cash (Debt) | -1,315,000 | -471,538 | -341,113 | -99,341 | -81,643 | -87,394 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -155.68 | -55.82 | -40.38 | -11.76 | -9.67 | -10.35 |
Filing Date Shares Outstanding | 8,447 | 8,447 | 8,447 | 8,447 | 8,447 | 8,447 |
Total Common Shares Outstanding | 8,447 | 8,447 | 8,447 | 8,447 | 8,447 | 8,447 |
Book Value Per Share | 35.04 | 30.26 | 22.83 | 21.18 | 14.95 | 7.52 |
Tangible Book Value | 296,000 | 250,096 | 189,406 | 176,842 | 124,900 | 61,367 |
Tangible Book Value Per Share | 35.04 | 29.61 | 22.42 | 20.94 | 14.79 | 7.26 |