Yapi ve Kredi Bankasi A.S. (IST:YKBNK)
Turkey · Delayed Price · Currency is TRY 35.88
+1.18 (3.40%)
Nov 4, 2026, 6:09 PM GMT+3
IST:YKBNK Financials Overview
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 226,055 | 187,655 | 113,607 | 132,405 | 93,027 | 24,811 |
Revenue Growth | 37.03% | 65.18% | -14.20% | 42.33% | 274.95% | 54.02% |
Net Income Net Income Growth | 50,990 | 47,090 | 29,017 | 68,009 | 52,745 | 10,490 |
Earnings Per Share EPS Growth | 6.04 | 5.57 | 3.44 | 8.05 | 6.24 | 1.24 |
EPS Growth | 14.84% | 62.29% | -57.33% | 28.94% | 402.82% | 106.51% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking (Incl. Private Banking and Wealth Management) Retail Banking (Incl. Private Banking and Wealth Management) Growth | 115,166 | 80,808 | 58,498 | 20,937 | 9,801 |
Corporate Banking Corporate Banking Growth | 17,697 | 18,506 | 12,587 | 6,563 | 2,988 |
Commercial and SME Banking Commercial and SME Banking Growth | 60,874 | 53,651 | 42,970 | 18,277 | 7,186 |
Other Foreign Operations Other Foreign Operations Growth | 6,441 | 5,207 | 3,213 | 1,450 | 623.47 |
Other Domestic Operations Other Domestic Operations Growth | 19,426 | 13,828 | 8,820 | 3,963 | 2,131 |
Treasury, Asset Liability Management and Other Treasury, Asset Liability Management and Other Growth | 19,375 | 55,157 | 30,689 | 64,397 | 12,290 |
Consolidation Adjustments Consolidation Adjustments Growth | -344.45 | -222.22 | -138.08 | -38.68 | -8.72 |
Total Total Growth | 238,635 | 226,935 | 156,639 | 115,548 | 35,010 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 0 | 491,600 | 389,695 | 274,030 | 157,452 | 142,116 |
Total Debt Total Debt Growth | 1,315,000 | 963,138 | 730,808 | 373,371 | 239,095 | 229,510 |
Net Cash (Debt) Net Cash Growth | -1,315,000 | -471,538 | -341,113 | -99,341 | -81,643 | -87,394 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -155.68 | -55.82 | -40.38 | -11.76 | -9.67 | -10.35 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | -704,156 | -232,831 | -226,604 | -241,200 | -127,505 |
Capital Expenditures CapEx Growth | - | -6,235 | -4,936 | -2,835 | -1,612 | -792.21 |
Free Cash Flow Free Cash Flow Growth | - | -710,392 | -237,768 | -229,439 | -242,812 | -128,297 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 22.56% | 25.09% | 25.54% | 51.36% | 56.70% | 42.28% |
FCF Margin | - | -378.56% | -209.29% | -173.29% | -261.01% | -517.10% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.210 | - | - | 1.210 | 0.936 | 0.118 |
Dividend Per Share Growth | - | - | - | 29.20% | 690.96% | - |
Dividend Yield | 3.37% | - | - | 6.19% | 7.93% | 3.50% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.94 | 6.50 | 8.91 | 2.43 | 1.89 | 2.72 |
Forward PE | 3.13 | 3.57 | 4.46 | 2.46 | 2.53 | 2.81 |
PS Ratio | 1.34 | 1.63 | 2.28 | 1.25 | 1.07 | 1.15 |