Access Financial Services Limited (JMSE: AFS)
Jamaica
· Delayed Price · Currency is JMD 21.69
+3.19 (17.24%)
At close: Sep 30, 2024
Access Financial Services Income Statement
Financials in millions JMD. Fiscal year is April - March.
Millions JMD. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 2,331 | 2,237 | 1,888 | 1,728 | 1,526 | 1,703 | Upgrade
|
| Total Interest Expense | 371.55 | 356.1 | 282.78 | 219.62 | 256.83 | 253.59 | Upgrade
|
| Net Interest Income | 1,960 | 1,881 | 1,605 | 1,508 | 1,269 | 1,449 | Upgrade
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| Commissions and Fees | 276.94 | 297.76 | 309.04 | 372.75 | 412.55 | 617.75 | Upgrade
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| Other Revenue | 0.88 | 1.19 | 1.35 | 1.2 | 0.94 | 1.79 | Upgrade
|
| Revenue Before Loan Losses | 2,238 | 2,180 | 1,916 | 1,882 | 1,683 | 2,069 | Upgrade
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| Provision for Loan Losses | 532.81 | 480.79 | 396.11 | 283.21 | 294.99 | 297.05 | Upgrade
|
| Revenue | 1,705 | 1,699 | 1,519 | 1,599 | 1,388 | 1,772 | Upgrade
|
| Revenue Growth (YoY) | 12.20% | 11.81% | -4.98% | 15.24% | -21.69% | 21.25% | Upgrade
|
| Salaries & Employee Benefits | 639.77 | 644.25 | 710.92 | 690.36 | 670.51 | 725.44 | Upgrade
|
| Cost of Services Provided | 101.08 | 105.09 | 53.73 | 47.94 | 39.39 | 70.68 | Upgrade
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| Other Operating Expenses | 268.54 | 273.25 | 223.88 | 152.37 | 204.29 | 246.43 | Upgrade
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| Total Operating Expenses | 1,109 | 1,129 | 1,093 | 1,008 | 1,033 | 1,371 | Upgrade
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| Operating Income | 595.35 | 569.72 | 426.49 | 590.95 | 355.06 | 401 | Upgrade
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| Currency Exchange Gain (Loss) | -3.69 | 1.38 | -0.44 | -4.65 | -12.85 | -5.48 | Upgrade
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| EBT Excluding Unusual Items | 591.66 | 571.1 | 426.05 | 586.29 | 342.21 | 395.53 | Upgrade
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| Pretax Income | 591.66 | 571.1 | 416.98 | 560.83 | 341.31 | 395.53 | Upgrade
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| Income Tax Expense | 244.32 | 230.92 | 115.93 | 131.84 | 75.62 | 65.78 | Upgrade
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| Net Income | 347.34 | 340.18 | 301.05 | 428.99 | 265.69 | 329.75 | Upgrade
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| Net Income to Common | 347.34 | 340.18 | 301.05 | 428.99 | 265.69 | 329.75 | Upgrade
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| Net Income Growth | 15.38% | 13.00% | -29.82% | 61.46% | -19.43% | -26.12% | Upgrade
|
| Shares Outstanding (Basic) | 274 | 275 | 275 | 275 | 275 | 275 | Upgrade
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| Shares Outstanding (Diluted) | 274 | 275 | 275 | 275 | 275 | 275 | Upgrade
|
| Shares Change (YoY) | -0.08% | - | - | - | - | - | Upgrade
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| EPS (Basic) | 1.27 | 1.24 | 1.10 | 1.56 | 0.97 | 1.20 | Upgrade
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| EPS (Diluted) | 1.27 | 1.24 | 1.10 | 1.56 | 0.97 | 1.20 | Upgrade
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| EPS Growth | 15.47% | 13.00% | -29.82% | 61.46% | -19.43% | -26.12% | Upgrade
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| Free Cash Flow | -324.98 | -477.31 | -5.23 | 234.52 | 60.64 | 343.05 | Upgrade
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| Free Cash Flow Per Share | -1.18 | -1.74 | -0.02 | 0.85 | 0.22 | 1.25 | Upgrade
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| Dividend Per Share | 0.240 | 0.240 | 0.420 | 0.650 | 0.430 | 0.490 | Upgrade
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| Dividend Growth | -42.86% | -42.86% | -35.38% | 51.16% | -12.24% | -60.48% | Upgrade
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| Operating Margin | 34.92% | 33.54% | 28.07% | 36.96% | 25.59% | 22.63% | Upgrade
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| Profit Margin | 20.37% | 20.02% | 19.81% | 26.83% | 19.15% | 18.61% | Upgrade
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| Free Cash Flow Margin | -19.06% | -28.10% | -0.34% | 14.67% | 4.37% | 19.36% | Upgrade
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| Effective Tax Rate | 41.29% | 40.43% | 27.80% | 23.51% | 22.16% | 16.63% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.