Access Financial Services Limited (JMSE:AFS)
Jamaica flag Jamaica · Delayed Price · Currency is JMD
17.59
+2.55 (16.95%)
At close: Jul 3, 2026

Access Financial Services Statistics

Total Valuation

JMSE:AFS has a market cap or net worth of JMD 4.83 billion.

Market Cap4.83B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Tuesday, August 4, 2026.

Earnings Date Aug 4, 2026
Ex-Dividend Date Jul 14, 2026

Share Statistics

JMSE:AFS has 274.51 million shares outstanding. The number of shares has decreased by -0.06% in one year.

Current Share Class 274.51M
Shares Outstanding 274.51M
Shares Change (YoY) -0.06%
Shares Change (QoQ) -2.51%
Owned by Insiders (%) 1.67%
Owned by Institutions (%) 5.29%
Float 31.11M

Valuation Ratios

The trailing PE ratio is 13.47.

PE Ratio 13.47
Forward PE n/a
PS Ratio 2.62
PB Ratio 1.33
P/TBV Ratio 1.53
P/FCF Ratio 7.68
P/OCF Ratio 7.23
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 3.82, with a Debt / Equity ratio of 1.06.

Current Ratio 3.82
Quick Ratio 3.79
Debt / Equity 1.06
Debt / EBITDA n/a
Debt / FCF 6.12
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.26% and return on invested capital (ROIC) is 4.83%.

Return on Equity (ROE) 10.26%
Return on Assets (ROA) 4.42%
Return on Invested Capital (ROIC) 4.83%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.59%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover 0.23
Inventory Turnover n/a

Taxes

In the past 12 months, JMSE:AFS has paid 185.10 million in taxes.

Income Tax 185.10M
Effective Tax Rate 34.05%

Stock Price Statistics

The stock price has increased by +15.27% in the last 52 weeks. The beta is -0.25, so JMSE:AFS's price volatility has been lower than the market average.

Beta (5Y) -0.25
52-Week Price Change +15.27%
50-Day Moving Average 17.09
200-Day Moving Average 17.70
Relative Strength Index (RSI) 53.08
Average Volume (20 Days) 1,300

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, JMSE:AFS had revenue of JMD 1.84 billion and earned 358.51 million in profits. Earnings per share was 1.31.

Revenue1.84B
Gross Profit 1.83B
Operating Income 549.30M
Pretax Income 543.62M
Net Income 358.51M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.31
Full Income Statement

Balance Sheet

The company has 1.19 billion in cash and 3.84 billion in debt, with a net cash position of -2.65 billion or -9.66 per share.

Cash & Cash Equivalents 1.19B
Total Debt 3.84B
Net Cash -2.65B
Net Cash Per Share -9.66
Equity (Book Value) 3.62B
Book Value Per Share 13.18
Working Capital 5.43B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 668.14 million and capital expenditures -39.54 million, giving a free cash flow of 628.60 million.

Operating Cash Flow 668.14M
Capital Expenditures -39.54M
Depreciation & Amortization 85.30M
Net Borrowing -306.38M
Free Cash Flow 628.60M
FCF Per Share 2.29
Full Cash Flow Statement

Margins

Gross margin is 99.36%, with operating and profit margins of 29.82% and 19.46%.

Gross Margin 99.36%
Operating Margin 29.82%
Pretax Margin 29.51%
Profit Margin 19.46%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 34.12%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 2.27%.

Dividend Per Share 0.40
Dividend Yield 2.27%
Dividend Growth (YoY) -34.78%
Years of Dividend Growth 2
Payout Ratio 32.16%
Buyback Yield 0.06%
Shareholder Yield 2.34%
Earnings Yield 7.42%
FCF Yield 13.02%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5