Access Financial Services Limited (JMSE:AFS)
Jamaica flag Jamaica · Delayed Price · Currency is JMD
16.83
-1.70 (-9.17%)
At close: Sep 4, 2026

Access Financial Services Statistics

Total Valuation

JMSE:AFS has a market cap or net worth of JMD 4.62 billion.

Market Cap4.62B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, November 6, 2026.

Earnings Date Nov 6, 2026
Ex-Dividend Date Sep 1, 2026

Share Statistics

JMSE:AFS has 274.51 million shares outstanding. The number of shares has decreased by -0.29% in one year.

Current Share Class 274.51M
Shares Outstanding 274.51M
Shares Change (YoY) -0.29%
Shares Change (QoQ) -0.00%
Owned by Insiders (%) 1.67%
Owned by Institutions (%) 5.29%
Float 31.11M

Valuation Ratios

The trailing PE ratio is 14.16.

PE Ratio 14.16
Forward PE n/a
PS Ratio 2.51
PB Ratio 1.24
P/TBV Ratio 1.42
P/FCF Ratio 8.88
P/OCF Ratio 8.11
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 14.10, with a Debt / Equity ratio of 1.06.

Current Ratio 14.10
Quick Ratio 14.10
Debt / Equity 1.06
Debt / EBITDA n/a
Debt / FCF 7.60
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.04% and return on invested capital (ROIC) is 4.62%.

Return on Equity (ROE) 9.04%
Return on Assets (ROA) 4.08%
Return on Invested Capital (ROIC) 4.62%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.65%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover 0.23
Inventory Turnover n/a

Taxes

In the past 12 months, JMSE:AFS has paid 161.71 million in taxes.

Income Tax 161.71M
Effective Tax Rate 33.15%

Stock Price Statistics

The stock price has decreased by -6.24% in the last 52 weeks. The beta is -0.22, so JMSE:AFS's price volatility has been lower than the market average.

Beta (5Y) -0.22
52-Week Price Change -6.24%
50-Day Moving Average 17.49
200-Day Moving Average 17.57
Relative Strength Index (RSI) 50.95
Average Volume (20 Days) 22,586

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, JMSE:AFS had revenue of JMD 1.84 billion and earned 326.10 million in profits. Earnings per share was 1.19.

Revenue1.84B
Gross Profit 1.83B
Operating Income 522.56M
Pretax Income 487.81M
Net Income 326.10M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.19
Full Income Statement

Balance Sheet

The company has 1.30 billion in cash and 3.95 billion in debt, with a net cash position of -2.65 billion or -9.67 per share.

Cash & Cash Equivalents 1.30B
Total Debt 3.95B
Net Cash -2.65B
Net Cash Per Share -9.67
Equity (Book Value) 3.72B
Book Value Per Share 13.54
Working Capital 6.92B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 569.42 million and capital expenditures -49.31 million, giving a free cash flow of 520.11 million.

Operating Cash Flow 569.42M
Capital Expenditures -49.31M
Depreciation & Amortization 76.75M
Net Borrowing 271.61M
Free Cash Flow 520.11M
FCF Per Share 1.89
Full Cash Flow Statement

Margins

Gross margin is 99.36%, with operating and profit margins of 28.39% and 17.72%.

Gross Margin 99.36%
Operating Margin 28.39%
Pretax Margin 26.50%
Profit Margin 17.72%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 28.25%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 2.07%.

Dividend Per Share 0.40
Dividend Yield 2.07%
Dividend Growth (YoY) -13.04%
Years of Dividend Growth 2
Payout Ratio 33.66%
Buyback Yield 0.29%
Shareholder Yield 2.35%
Earnings Yield 7.06%
FCF Yield 11.26%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5