Access Financial Services Limited (JMSE:AFS)
Jamaica · Delayed Price · Currency is JMD 16.83
-1.70 (-9.17%)
At close: Sep 4, 2026
Access Financial Services Financials Overview
Financials in millions JMD. Fiscal year is April - March.
Millions JMD. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 1,841 | 1,842 | 1,972 | 1,699 | 1,519 | 1,599 |
Revenue Growth | -8.85% | -6.57% | 16.07% | 11.81% | -4.98% | 15.24% |
Operating Income Operating Income Growth | 522.56 | 549.3 | 808.19 | 569.72 | 426.49 | 590.95 |
Net Income Net Income Growth | 326.1 | 358.51 | 520.31 | 340.18 | 301.05 | 428.99 |
Earnings Per Share EPS Growth | 1.19 | 1.31 | 1.90 | 1.24 | 1.10 | 1.56 |
EPS Growth | -41.00% | -31.10% | 52.95% | 13.00% | -29.82% | 61.46% |
| Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Eliminations Eliminations Growth | 0 | 0 | 0 | 0 | 0 |
Jamaica Jamaica Growth | 1,677 | 1,714 | 1,460 | 1,264 | 1,323 |
United States United States Growth | -56.51 | -6.65 | -60.17 | 59.69 | 40.14 |
Total Total Growth | 1,621 | 1,707 | 1,400 | 1,324 | 1,364 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 1,300 | 1,193 | 1,020 | 505.38 | 666.74 | 351.88 |
Total Debt Total Debt Growth | 3,955 | 3,845 | 4,104 | 3,644 | 3,073 | 2,445 |
Net Cash (Debt) Net Cash Growth | -2,654 | -2,652 | -3,084 | -3,138 | -2,406 | -2,093 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -9.67 | -9.66 | -11.23 | -11.43 | -8.77 | -7.63 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | 569.42 | 668.14 | 221.3 | -458.86 | 20.02 | 282.13 |
Capital Expenditures CapEx Growth | -49.31 | -39.54 | -17.22 | -18.45 | -25.25 | -47.61 |
Free Cash Flow Free Cash Flow Growth | 520.11 | 628.6 | 204.08 | -477.31 | -5.23 | 234.52 |
Free Cash Flow Growth | 96.01% | 208.01% | - | - | - | 286.71% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Margin | 28.39% | 29.82% | 40.99% | 33.54% | 28.07% | 36.96% |
Pretax Margin | 26.50% | 29.51% | 40.64% | 33.62% | 27.44% | 35.07% |
Profit Margin | 17.71% | 19.46% | 26.39% | 20.02% | 19.81% | 26.83% |
FCF Margin | 28.25% | 34.12% | 10.35% | -28.10% | -0.34% | 14.67% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 8, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 0.400 | 0.400 | 0.360 | 0.360 | 0.420 | 0.650 |
Dividend Per Share Growth | -13.04% | 11.11% | 0% | -14.29% | -35.38% | 51.16% |
Dividend Yield | 2.07% | 2.31% | 2.27% | 1.78% | 1.73% | 3.48% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 8, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 15.15 | 13.38 | 8.65 | 17.16 | 23.70 | 13.12 |
P/FCF Ratio | 9.50 | 7.63 | 22.06 | - | - | 24.00 |
PS Ratio | 2.68 | 2.60 | 2.28 | 3.44 | 4.70 | 3.52 |