Access Financial Services Cash Flow Statement

Financials in millions JMD. Fiscal year is April - March.

Millions JMD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	537.93	503.95	340.18	301.05	428.99	265.69	Upgrade
Depreciation & Amortization	81.58	81.99	96.21	87.49	106.97	108.1	Upgrade
Other Amortization	8.33	8.33	10.34	16.91	10.42	10.25	Upgrade
Asset Writedown & Restructuring Costs	-	-	-	9.07	25.46	0.9	Upgrade
Provision for Credit Losses	437.8	443.24	480.79	396.11	283.21	388.34	Upgrade
Change in Accounts Payable	15.47	-	-	63.92	-	-87.28	Upgrade
Change in Other Net Operating Assets	-893.45	-952.98	-1,440	-862.47	-640.54	20.79	Upgrade
Other Operating Activities	39.59	107.71	58.42	8.34	68.2	-621.49	Upgrade
Operating Cash Flow	228.19	193.19	-458.86	20.02	282.13	85.29	Upgrade
Operating Cash Flow Growth	-	-	-	-92.90%	230.80%	-77.62%	Upgrade
Capital Expenditures	-16.86	-17.22	-18.45	-25.25	-47.61	-24.64	Upgrade
Sale of Property, Plant & Equipment	0.5	0.5	4.85	1.36	2.49	0.47	Upgrade
Investment in Securities	-	-	-	-	5.35	-	Upgrade
Investing Cash Flow	-16.36	-16.72	-13.6	-23.89	-39.77	-24.17	Upgrade
Long-Term Debt Issued	-	1,852	1,312	3,146	970.5	-	Upgrade
Total Debt Issued	825.38	1,852	1,312	3,146	970.5	-	Upgrade
Long-Term Debt Repaid	-	-1,413	-900.53	-2,541	-1,270	-83.76	Upgrade
Net Debt Issued (Repaid)	-216.79	438.83	411.23	604.82	-299.84	-83.76	Upgrade
Common Dividends Paid	-98.82	-98.82	-98.82	-164.71	-150.98	-63.14	Upgrade
Financing Cash Flow	-315.61	340	312.41	440.11	-450.82	-146.9	Upgrade
Foreign Exchange Rate Adjustments	5.11	1.67	1.31	-121.38	16.85	53.66	Upgrade
Net Cash Flow	-98.67	518.15	-158.74	314.86	-191.61	-32.12	Upgrade
Free Cash Flow	211.33	175.97	-477.31	-5.23	234.52	60.64	Upgrade
Free Cash Flow Growth	-	-	-	-	286.71%	-82.32%	Upgrade
Free Cash Flow Margin	10.59%	9.04%	-28.10%	-0.34%	14.67%	4.37%	Upgrade
Free Cash Flow Per Share	0.77	0.64	-1.74	-0.02	0.85	0.22	Upgrade
Cash Interest Paid	354.94	384.51	355.76	282.79	220.5	241.46	Upgrade
Cash Income Tax Paid	208.29	201.75	171.45	108.81	67.41	22.2	Upgrade

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.