Access Financial Services Limited (JMSE:AFS)

Access Financial Services Ratios and Metrics

Market cap in millions JMD. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 27, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	4,735	4,502	5,836	7,135	5,627	6,286
Market Cap Growth	-13.66%	-22.86%	-18.20%	26.78%	-10.48%	-11.92%
PE Ratio	10.08	8.93	17.16	23.70	13.12	23.66
PS Ratio	2.34	2.31	3.44	4.70	3.52	4.53
PB Ratio	1.32	1.35	2.00	2.68	2.22	2.56
P/FCF Ratio	7.12	25.58	-	-	24.00	103.66
P/OCF Ratio	6.95	23.30	-	356.39	19.95	73.71
Debt / Equity Ratio	1.10	1.23	1.25	1.16	0.96	1.10
Debt / FCF Ratio	5.96	23.32	-	-	10.43	44.28
Net Debt / Equity Ratio	0.77	0.92	1.07	0.91	0.82	0.87
Net Debt / FCF Ratio	4.13	17.52	-6.57	-459.86	8.93	35.32
Quick Ratio	10.06	3.61	2.69	4.60	3.39	3.68
Current Ratio	10.06	3.63	2.70	4.63	3.41	3.70
Asset Turnover	0.25	0.26	0.25	0.26	0.29	0.24
Return on Equity (ROE)	13.85%	16.08%	12.19%	11.58%	17.19%	11.50%
Return on Assets (ROA)	5.80%	6.61%	5.07%	5.08%	7.77%	4.64%
Return on Invested Capital (ROIC)	6.25%	7.25%	5.52%	5.75%	8.93%	5.17%
Earnings Yield	9.95%	11.19%	5.83%	4.22%	7.62%	4.23%
FCF Yield	14.04%	3.91%	-8.18%	-0.07%	4.17%	0.97%
Dividend Yield	2.58%	2.25%	1.76%	1.71%	3.44%	2.09%
Payout Ratio	24.53%	19.61%	29.05%	54.71%	35.19%	23.76%
Buyback Yield / Dilution	-0.82%	-	-	-	-	-
Total Shareholder Return	1.76%	2.25%	1.76%	1.71%	3.44%	2.09%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.