Access Financial Services Limited (JMSE:AFS)

Access Financial Services Ratios and Metrics

Market cap in millions JMD. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 23, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	4,925	4,502	5,836	7,135	5,627	6,286
Market Cap Growth	-18.08%	-22.86%	-18.20%	26.78%	-10.48%	-11.92%
PE Ratio	9.17	8.93	17.16	23.70	13.12	23.66
PS Ratio	2.47	2.31	3.44	4.70	3.52	4.53
PB Ratio	1.41	1.35	2.00	2.68	2.22	2.56
P/FCF Ratio	23.30	25.58	-	-	24.00	103.66
P/OCF Ratio	21.58	23.30	-	356.39	19.95	73.71
Debt / Equity Ratio	1.04	1.23	1.25	1.16	0.96	1.10
Debt / FCF Ratio	17.16	23.32	-	-	10.43	44.28
Quick Ratio	10.44	3.61	2.69	4.60	3.39	3.68
Current Ratio	10.44	3.63	2.70	4.63	3.41	3.70
Asset Turnover	0.26	0.26	0.25	0.26	0.29	0.24
Return on Equity (ROE)	16.48%	16.08%	12.19%	11.58%	17.19%	11.50%
Return on Assets (ROA)	7.03%	6.61%	5.07%	5.08%	7.77%	4.64%
Earnings Yield	10.92%	11.19%	5.83%	4.22%	7.62%	4.23%
Earnings Yield	10.92%	11.19%	5.83%	4.22%	7.62%	4.23%
FCF Yield	4.29%	3.91%	-8.18%	-0.07%	4.17%	0.97%
Dividend Yield	2.23%	2.22%	1.75%	1.69%	3.40%	2.07%
Payout Ratio	18.37%	19.61%	29.05%	54.71%	35.19%	23.76%
Buyback Yield / Dilution	-0.47%	-	-	-	-	-
Total Shareholder Return	1.76%	2.22%	1.75%	1.69%	3.40%	2.07%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.