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ISP Finance Services Limited (JMSE:ISP)
Jamaica flag Jamaica · Delayed Price · Currency is JMD
9.95
-0.05 (-0.50%)
At close: Sep 4, 2026

ISP Finance Services Financials Overview

Millions JMD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
227.55235.41272.22323.13299.11285.96
Revenue Growth
6.10%-13.52%-15.76%8.03%4.60%4.16%
Operating Income
-0.721.0769.8276.3164.9960.65
Net Income
0.1617.3555.7266.6257.2454.41
Earnings Per Share
0.000.170.530.630.550.52
EPS Growth
-99.50%-68.86%-16.36%16.40%5.19%-16.80%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
270.4286.4659.5742.8430.9319.56
Total Debt
833.35549.45520.1518.72515.69277.53
Net Cash (Debt)
-562.93-462.99-460.53-475.89-484.76-257.96
Net Cash Growth
------
Net Cash Per Share
-5.36-4.41-4.39-4.53-4.62-2.46

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
232.427.6334.84-181.710.8438.42
Capital Expenditures
-19.2-9.29-12.4-2.13-5.92-2.64
Free Cash Flow
213.218.3322.44-183.834.9235.78
Free Cash Flow Growth
--18.30%---86.25%13021.69%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
-0.31%8.95%25.65%23.62%21.73%21.21%
Pretax Margin
-0.13%8.64%25.45%23.47%21.74%20.96%
Profit Margin
0.07%7.37%20.47%20.62%19.13%19.03%
FCF Margin
93.70%7.79%8.24%-56.89%1.65%12.51%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6506.5969.4044.2845.7132.0973.33
P/FCF Ratio
4.9065.69109.96-373.27111.53
PS Ratio
4.595.129.069.426.1413.95