ISP Finance Services Limited (JMSE:ISP)

ISP Finance Services Statistics

Total Valuation

JMSE:ISP has a market cap or net worth of JMD 1.09 billion.

Market Cap	1.09B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, May 22, 2026.

Earnings Date	May 22, 2026
Ex-Dividend Date	n/a

Share Statistics

JMSE:ISP has 105.00 million shares outstanding.

Current Share Class	105.00M
Shares Outstanding	105.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	53.41%
Owned by Institutions (%)	0.39%
Float	1.97M

Valuation Ratios

The trailing PE ratio is 38.84.

PE Ratio	38.84
Forward PE	n/a
PS Ratio	5.22
PB Ratio	1.65
P/TBV Ratio	1.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 42.86, with a Debt / Equity ratio of 0.81.

Current Ratio	42.86
Quick Ratio	42.82
Debt / Equity	0.81
Debt / EBITDA	n/a
Debt / FCF	-18.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.27% and return on invested capital (ROIC) is 2.32%.

Return on Equity (ROE)	4.27%
Return on Assets (ROA)	2.24%
Return on Invested Capital (ROIC)	2.32%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.80%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	37
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:ISP has paid 5.07 million in taxes.

Income Tax	5.07M
Effective Tax Rate	15.27%

Stock Price Statistics

The stock price has decreased by -9.57% in the last 52 weeks. The beta is 0.53, so JMSE:ISP's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	-9.57%
50-Day Moving Average	12.53
200-Day Moving Average	13.56
Relative Strength Index (RSI)	41.93
Average Volume (20 Days)	948

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:ISP had revenue of JMD 209.11 million and earned 28.12 million in profits. Earnings per share was 0.27.

Revenue	209.11M
Gross Profit	197.69M
Operating Income	32.83M
Pretax Income	33.19M
Net Income	28.12M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.27

Balance Sheet

The company has 73.08 million in cash and 533.16 million in debt, with a net cash position of -460.08 million or -4.38 per share.

Cash & Cash Equivalents	73.08M
Total Debt	533.16M
Net Cash	-460.08M
Net Cash Per Share	-4.38
Equity (Book Value)	661.78M
Book Value Per Share	6.30
Working Capital	1.13B

Cash Flow

In the last 12 months, operating cash flow was -16.89 million and capital expenditures -11.43 million, giving a free cash flow of -28.32 million.

Operating Cash Flow	-16.89M
Capital Expenditures	-11.43M
Depreciation & Amortization	7.20M
Net Borrowing	1.33M
Free Cash Flow	-28.32M
FCF Per Share	-0.27

Margins

Gross margin is 94.54%, with operating and profit margins of 15.70% and 13.45%.

Gross Margin	94.54%
Operating Margin	15.70%
Pretax Margin	15.87%
Profit Margin	13.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

JMSE:ISP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.57%
FCF Yield	-2.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4