ISP Finance Services Ratios and Metrics

Market cap in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,365	1,204	2,468	3,045	1,836	3,990
Market Cap Growth	-43.48%	-51.19%	-18.97%	65.81%	-53.97%	94.87%
PE Ratio	35.31	31.15	44.28	45.71	32.09	73.33
PS Ratio	6.35	5.60	9.14	9.42	6.14	13.95
PB Ratio	2.01	1.77	3.85	5.21	3.54	8.62
P/FCF Ratio	116.49	102.78	109.96	-	373.27	111.53
P/OCF Ratio	65.63	57.90	70.83	-	169.48	103.85
Debt / Equity Ratio	0.77	0.77	0.81	0.89	1.00	0.60
Debt / FCF Ratio	44.78	44.78	23.18	-	104.82	7.76
Net Debt / Equity Ratio	0.63	0.63	0.72	0.81	0.94	0.56
Net Debt / FCF Ratio	36.57	36.57	20.52	-2.59	98.53	7.21
Quick Ratio	51.65	51.65	13.32	55.11	37.27	23.76
Current Ratio	51.70	51.70	13.39	55.36	37.51	23.90
Asset Turnover	0.17	0.17	0.23	0.30	0.33	0.38
Return on Equity (ROE)	5.86%	5.86%	9.09%	12.08%	11.66%	12.48%
Return on Assets (ROA)	3.12%	3.12%	4.70%	6.12%	6.26%	7.16%
Return on Invested Capital (ROIC)	3.28%	3.33%	4.96%	6.27%	6.45%	7.52%
Earnings Yield	2.83%	3.21%	2.26%	2.19%	3.12%	1.36%
FCF Yield	0.86%	0.97%	0.91%	-6.04%	0.27%	0.90%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.