ISP Finance Services Limited (JMSE:ISP)

ISP Finance Services Statistics

Total Valuation

JMSE:ISP has a market cap or net worth of JMD 1.89 billion.

Market Cap	1.89B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, August 14, 2025.

Earnings Date	Aug 14, 2025
Ex-Dividend Date	n/a

Share Statistics

JMSE:ISP has 105.00 million shares outstanding. The number of shares has decreased by -0.02% in one year.

Current Share Class	105.00M
Shares Outstanding	105.00M
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	52.12%
Owned by Institutions (%)	0.39%
Float	3.56M

Valuation Ratios

The trailing PE ratio is 58.99.

PE Ratio	58.99
Forward PE	n/a
PS Ratio	8.91
PB Ratio	2.86
P/TBV Ratio	2.86
P/FCF Ratio	n/a
P/OCF Ratio	185.40
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 10.06, with a Debt / Equity ratio of 0.79.

Current Ratio	10.06
Quick Ratio	10.05
Debt / Equity	0.79
Debt / EBITDA	n/a
Debt / FCF	-1,155.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.97%.

Return on Equity (ROE)	4.97%
Return on Assets (ROA)	2.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.74M
Profits Per Employee	865,673
Employee Count	37
Asset Turnover	0.17
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:ISP has paid 8.81 million in taxes.

Income Tax	8.81M
Effective Tax Rate	21.57%

Stock Price Statistics

The stock price has decreased by -14.29% in the last 52 weeks. The beta is 0.76, so JMSE:ISP's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	-14.29%
50-Day Moving Average	14.51
200-Day Moving Average	19.15
Relative Strength Index (RSI)	58.87
Average Volume (20 Days)	73

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:ISP had revenue of JMD 212.24 million and earned 32.03 million in profits. Earnings per share was 0.31.

Revenue	212.24M
Gross Profit	195.57M
Operating Income	41.05M
Pretax Income	40.84M
Net Income	32.03M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.31

Balance Sheet

The company has 86.43 million in cash and 523.19 million in debt, giving a net cash position of -436.77 million or -4.16 per share.

Cash & Cash Equivalents	86.43M
Total Debt	523.19M
Net Cash	-436.77M
Net Cash Per Share	-4.16
Equity (Book Value)	659.88M
Book Value Per Share	6.28
Working Capital	1.08B

Cash Flow

In the last 12 months, operating cash flow was 10.19 million and capital expenditures -10.65 million, giving a free cash flow of -452,619.

Operating Cash Flow	10.19M
Capital Expenditures	-10.65M
Free Cash Flow	-452,619
FCF Per Share	-0.00

Margins

Gross margin is 92.15%, with operating and profit margins of 19.34% and 15.09%.

Gross Margin	92.15%
Operating Margin	19.34%
Pretax Margin	19.24%
Profit Margin	15.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

JMSE:ISP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.02%
Shareholder Yield	n/a
Earnings Yield	1.69%
FCF Yield	-0.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3