JMSE:SRFJMD Income Statement

Financials in millions JMD. Fiscal year is September - August.

Millions JMD. Fiscal year is Sep - Aug.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020
Period Ending	Nov '25 Nov 30, 2025	Aug '25 Aug 31, 2025	Aug '24 Aug 31, 2024	Aug '23 Aug 31, 2023	Aug '22 Aug 31, 2022	Aug '21 Aug 31, 2021	2020
Interest and Dividend Income	277.86	262.78	180.07	253.55	217.63	97.48	Upgrade
Total Interest Expense	572.45	604.34	382.85	319.33	148.1	88.65	Upgrade
Net Interest Income	-294.59	-341.56	-202.78	-65.79	69.53	8.83	Upgrade
Other Revenue	-190	-220.89	15.13	-18.96	-160.99	55.87	Upgrade
Revenue Before Loan Losses	-603.26	-647.39	-230.72	-84.75	-91.45	64.69	Upgrade
Revenue	-603.26	-647.39	-230.72	-84.75	-91.45	64.69	Upgrade
Revenue Growth (YoY)	-	-	-	-	-	-18.48%	Upgrade
Cost of Services Provided	287.72	246.41	176.82	346.05	294	540.51	Upgrade
Other Operating Expenses	170.5	186.12	153.92	106.93	71.44	60.55	Upgrade
Total Operating Expenses	458.22	432.52	330.74	452.98	365.44	601.06	Upgrade
Operating Income	-1,061	-1,080	-561.46	-537.73	-456.89	-536.36	Upgrade
Earnings From Equity Investments	737.32	748.68	493.49	340.22	546.29	29.96	Upgrade
Currency Exchange Gain (Loss)	-85.58	-66.52	-93.55	-81.69	38.74	-2.54	Upgrade
EBT Excluding Unusual Items	-409.75	-397.75	-161.53	-279.2	128.13	-508.94	Upgrade
Other Unusual Items	-	-	-	-	-	1,306	Upgrade
Pretax Income	734.64	682.01	362.61	151.76	844.51	1,812	Upgrade
Income Tax Expense	-105.74	-105	47.52	-59.68	151.56	-	Upgrade
Net Income	840.39	787.01	315.08	211.44	692.96	1,812	Upgrade
Net Income to Common	840.39	787.01	315.08	211.44	692.96	1,812	Upgrade
Net Income Growth	295.70%	149.78%	49.02%	-69.49%	-61.75%	435.71%	Upgrade
Shares Outstanding (Basic)	341	336	327	327	315	182	Upgrade
Shares Outstanding (Diluted)	341	336	349	349	336	182	Upgrade
Shares Change (YoY)	-2.18%	-3.66%	-0.12%	3.93%	84.12%	-1.16%	Upgrade
EPS (Basic)	2.46	2.34	0.96	0.65	2.20	9.93	Upgrade
EPS (Diluted)	2.46	2.34	0.90	0.61	2.06	9.93	Upgrade
EPS Growth	306.46%	160.00%	47.54%	-70.39%	-79.25%	443.25%	Upgrade
Dividend Per Share	-	-	0.201	-	-	-	Upgrade
Operating Margin	-	-	-	-	-	-829.07%	Upgrade
Profit Margin	-	-	-	-	-	2800.26%	Upgrade
Effective Tax Rate	-	-	13.11%	-	17.95%	-	Upgrade

Updated Nov 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.