SRFJMD Income Statement

Financials in millions JMD. Fiscal year is September - August.

Millions JMD. Fiscal year is Sep - Aug.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May '24 May 31, 2024	Aug '23 Aug 31, 2023	Aug '22 Aug 31, 2022	Aug '21 Aug 31, 2021	Aug '20 Aug 31, 2020
Interest and Dividend Income	189.1	253.55	217.63	97.48	70.46
Total Interest Expense	361.45	319.33	148.1	88.65	10.25
Net Interest Income	-172.36	-65.79	69.53	8.83	60.22
Other Revenue	23.36	-18.96	-160.99	55.87	19.15
Revenue Before Loan Losses	-149	-84.75	-91.45	64.69	79.36
Revenue	-149	-84.75	-91.45	64.69	79.36
Revenue Growth (YoY)	-	-	-	-18.48%	-
Cost of Services Provided	244.17	368.25	294	540.51	79.64
Other Operating Expenses	127.26	84.73	71.44	60.55	48.13
Total Operating Expenses	371.43	452.98	365.44	601.06	127.77
Operating Income	-520.43	-537.73	-456.89	-536.36	-48.41
Earnings From Equity Investments	329.91	340.22	546.29	29.96	-4.83
Currency Exchange Gain (Loss)	-25.25	-81.69	38.74	-2.54	21.53
EBT Excluding Unusual Items	-215.77	-279.2	128.13	-508.94	-31.71
Other Unusual Items	-	-	-	1,306	-
Pretax Income	176	151.76	844.51	1,812	338.17
Income Tax Expense	-44.4	-59.68	151.56	-	-
Net Income	220.4	211.44	692.96	1,812	338.17
Net Income to Common	220.4	211.44	692.96	1,812	338.17
Net Income Growth	-48.18%	-69.49%	-61.75%	435.71%	-
Shares Outstanding (Basic)	327	327	315	182	168
Shares Outstanding (Diluted)	349	349	336	182	185
Shares Change (YoY)	0.45%	3.93%	84.12%	-1.16%	-
EPS (Basic)	0.67	0.65	2.20	9.93	2.01
EPS (Diluted)	0.64	0.61	2.06	9.93	1.83
EPS Growth	-47.94%	-70.39%	-79.25%	443.25%	-
Free Cash Flow	-942.09	-182.48	1,147	8.52	162.4
Free Cash Flow Per Share	-2.70	-0.52	3.42	0.05	0.88
Operating Margin	-	-	-	-829.07%	-61.00%
Profit Margin	-	-	-	2800.26%	426.10%
Free Cash Flow Margin	-	-	-	13.17%	204.63%
Effective Tax Rate	-	-	17.95%	-	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.