JMSE:SRFJMD Income Statement

Financials in millions JMD. Fiscal year is September - August.

Millions JMD. Fiscal year is Sep - Aug.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov '24 Nov 30, 2024	Aug '24 Aug 31, 2024	Aug '23 Aug 31, 2023	Aug '22 Aug 31, 2022	Aug '21 Aug 31, 2021	Aug '20 Aug 31, 2020
Interest and Dividend Income	195	180.07	253.55	217.63	97.48	70.46
Total Interest Expense	487.42	382.85	319.33	148.1	88.65	10.25
Net Interest Income	-292.42	-202.78	-65.79	69.53	8.83	60.22
Other Revenue	30.05	15.13	-18.96	-160.99	55.87	19.15
Revenue Before Loan Losses	-370.08	-230.72	-84.75	-91.45	64.69	79.36
Revenue	-370.08	-230.72	-84.75	-91.45	64.69	79.36
Revenue Growth (YoY)	-	-	-	-	-18.48%	-
Cost of Services Provided	186.51	177.03	346.05	294	540.51	79.64
Other Operating Expenses	161.61	153.71	106.93	71.44	60.55	48.13
Total Operating Expenses	348.12	330.74	452.98	365.44	601.06	127.77
Operating Income	-718.2	-561.46	-537.73	-456.89	-536.36	-48.41
Earnings From Equity Investments	517.43	493.49	340.22	546.29	29.96	-4.83
Currency Exchange Gain (Loss)	-63.46	-93.55	-81.69	38.74	-2.54	21.53
EBT Excluding Unusual Items	-264.23	-161.53	-279.2	128.13	-508.94	-31.71
Other Unusual Items	-	-	-	-	1,306	-
Pretax Income	259.9	362.61	151.76	844.51	1,812	338.17
Income Tax Expense	47.52	47.52	-59.68	151.56	-	-
Net Income	212.38	315.08	211.44	692.96	1,812	338.17
Net Income to Common	212.38	315.08	211.44	692.96	1,812	338.17
Net Income Growth	-15.37%	49.02%	-69.49%	-61.75%	435.71%	-
Shares Outstanding (Basic)	327	327	327	315	182	168
Shares Outstanding (Diluted)	349	349	349	336	182	185
Shares Change (YoY)	-0.12%	-0.12%	3.93%	84.12%	-1.16%	-
EPS (Basic)	0.65	0.96	0.65	2.20	9.93	2.01
EPS (Diluted)	0.61	0.90	0.61	2.06	9.93	1.83
EPS Growth	-16.28%	47.54%	-70.39%	-79.25%	443.25%	-
Free Cash Flow	-2,081	-1,595	-182.48	1,147	8.52	162.4
Free Cash Flow Per Share	-5.97	-4.57	-0.52	3.42	0.05	0.88
Dividend Per Share	0.201	0.201	-	-	-	-
Operating Margin	-	-	-	-	-829.07%	-61.00%
Profit Margin	-	-	-	-	2800.26%	426.10%
Free Cash Flow Margin	-	-	-	-	13.17%	204.63%
Effective Tax Rate	18.29%	13.11%	-	17.95%	-	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.