JMSE:SRFJMD Income Statement

Financials in millions JMD. Fiscal year is September - August.

Millions JMD. Fiscal year is Sep - Aug.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '25 Nov 30, 2025	Aug '25 Aug 31, 2025	Aug '24 Aug 31, 2024	Aug '23 Aug 31, 2023	Aug '22 Aug 31, 2022	Aug '21 Aug 31, 2021
Interest and Dividend Income	277.86	262.78	180.07	253.55	217.63	97.48
Total Interest Expense	572.45	604.34	382.85	319.33	148.1	88.65
Net Interest Income	-294.59	-341.56	-202.78	-65.79	69.53	8.83
Other Revenue	-190	-220.89	15.13	-18.96	-160.99	55.87
Revenue Before Loan Losses	-603.26	-647.39	-230.72	-84.75	-91.45	64.69
Revenue	-603.26	-647.39	-230.72	-84.75	-91.45	64.69
Revenue Growth (YoY)	-	-	-	-	-	-18.48%
Cost of Services Provided	287.72	246.41	176.82	346.05	294	540.51
Other Operating Expenses	170.5	186.12	153.92	106.93	71.44	60.55
Total Operating Expenses	458.22	432.52	330.74	452.98	365.44	601.06
Operating Income	-1,061	-1,080	-561.46	-537.73	-456.89	-536.36
Earnings From Equity Investments	737.32	748.68	493.49	340.22	546.29	29.96
Currency Exchange Gain (Loss)	-85.58	-66.52	-93.55	-81.69	38.74	-2.54
EBT Excluding Unusual Items	-409.75	-397.75	-161.53	-279.2	128.13	-508.94
Other Unusual Items	-	-	-	-	-	1,306
Pretax Income	734.64	682.01	362.61	151.76	844.51	1,812
Income Tax Expense	-105.74	-105	47.52	-59.68	151.56	-
Net Income	840.39	787.01	315.08	211.44	692.96	1,812
Net Income to Common	840.39	787.01	315.08	211.44	692.96	1,812
Net Income Growth	295.70%	149.78%	49.02%	-69.49%	-61.75%	435.71%
Shares Outstanding (Basic)	341	336	327	327	315	182
Shares Outstanding (Diluted)	341	336	349	349	336	182
Shares Change (YoY)	-2.18%	-3.66%	-0.12%	3.93%	84.12%	-1.16%
EPS (Basic)	2.46	2.34	0.96	0.65	2.20	9.93
EPS (Diluted)	2.46	2.34	0.90	0.61	2.06	9.93
EPS Growth	306.46%	160.00%	47.54%	-70.39%	-79.25%	443.25%
Dividend Per Share	-	-	0.201	-	-	-
Operating Margin	-	-	-	-	-	-829.07%
Profit Margin	-	-	-	-	-	2800.26%
Effective Tax Rate	-	-	13.11%	-	17.95%	-

Updated Nov 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.