Absa Group Income Statement

Financials in millions ZAR. Fiscal year is January - December.

Millions ZAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	157,487	158,482	164,957	151,693	110,315	87,844
Interest Income on Investments	2,186	2,604	2,899	2,769	1,917	1,651
Total Interest Income	159,673	161,086	167,856	154,462	112,232	89,495
Interest Paid on Deposits	84,674	87,145	96,751	86,407	51,734	36,173
Net Interest Income	74,999	73,941	71,105	68,055	60,498	53,322
Net Interest Income Growth	4.02%	3.99%	4.48%	12.49%	13.46%	9.14%
Gain (Loss) on Sale of Assets	19	-1	153	34	20	96
Gain (Loss) on Sale of Investments	3,286	3,543	2,511	2,642	-532	2,704
Other Non-Interest Income	39,605	38,122	36,164	33,911	36,745	29,719
Total Non-Interest Income	42,910	41,664	38,828	36,587	36,233	32,519
Non-Interest Income Growth	5.66%	7.30%	6.13%	0.98%	11.42%	-0.68%
Revenues Before Loan Losses	117,909	115,605	109,933	104,642	96,731	85,841
Provision for Loan Losses	13,336	13,410	14,304	15,535	13,703	8,499
Revenue	104,573	102,195	95,629	89,107	83,028	77,342
Revenue Growth	5.05%	6.87%	7.32%	7.32%	7.35%	26.73%
Selling, General & Administrative	3,057	3,155	2,824	2,833	2,382	1,824
Other Non-Interest Expense	61,190	59,695	57,323	54,658	49,211	48,560
Total Non-Interest Expense	65,870	64,446	61,508	58,398	52,186	50,252
EBT Excluding Unusual Items	38,703	37,749	34,121	30,709	30,842	27,090
Asset Writedown	-2,651	-3,029	-830	-459	-612	-368
Pretax Income	36,052	34,684	33,223	30,250	30,356	26,724
Income Tax Expense	9,393	9,082	8,320	7,687	7,952	7,299
Earnings From Continuing Operations	26,659	25,602	24,903	22,563	22,404	19,425
Minority Interest in Earnings	-3,097	-3,388	-3,366	-2,672	-2,139	-1,662
Net Income	23,562	22,214	21,537	19,891	20,265	17,763
Net Income to Common	23,562	22,214	21,537	19,891	20,265	17,763
Net Income Growth	2.79%	3.14%	8.28%	-1.85%	14.09%	202.09%
Basic Shares Outstanding	829	829	829	829	829	830
Diluted Shares Outstanding	843	838	830	831	834	832
Shares Change	1.20%	0.94%	-0.14%	-0.32%	0.28%	0.60%
EPS (Basic)	28.43	26.80	25.99	24.00	24.43	21.40
EPS (Diluted)	27.96	26.52	25.95	23.93	24.30	21.36
EPS Growth	1.57%	2.19%	8.43%	-1.53%	13.77%	200.29%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	17.000	16.350	14.600	13.700	13.000	7.850
Dividend Growth	8.97%	11.99%	6.57%	5.38%	65.61%	-
Effective Tax Rate	26.05%	26.19%	25.04%	25.41%	26.20%	27.31%