Clientèle Limited (JSE:CLI)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
1,971.00
+10.00 (0.51%)
Inactive · Last trade price on Jun 23, 2026

Clientèle Financials Overview

Millions ZAR. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Revenue
5,0604,4702,7992,6302,5642,867
Revenue Growth
13.19%59.74%6.41%2.57%-10.58%-8.73%
Operating Income
1,248936.26583.2399.96777.17900.12
Net Income
820.971,055329.94344.05420.35392.26
Earnings Per Share
1.812.320.981.021.251.17
EPS Growth
-22.02%136.37%-4.12%-18.15%7.14%19.40%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
1life Insurance
-2,149----
Clientele Life Insurance
-2,1662,1342,014--
Consolidation Entries
--734.15-137.43-89.73--
Non-Life Insurance
-564.45535.72522.84--
Holding Entity and Properties
-81.2588.890.21--
CBC Rewards, Mobile & Direct Rewards
-246.19180.0594.8249.0542.49
Total
1,7514,4732,8012,6322,5662,868

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Cash & Investments
458.53875.52317.05249.54502463.22
Total Debt
803.71792.86204.81100100110.03
Net Cash (Debt)
-345.1982.65112.24149.54402353.19
Net Cash Growth
--26.36%-24.94%-62.80%13.82%-5.09%
Net Cash Per Share
-0.760.180.330.451.201.05

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Cash Flow
999.04984.99456191.93489.32356.94
Capital Expenditures
-33.56-70.43-26.7-17.84-19.81-17.08
Free Cash Flow
965.47914.56429.3174.09469.51339.86
Free Cash Flow Growth
5.57%113.03%146.59%-62.92%38.15%-53.64%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Margin
24.66%20.94%20.84%15.21%30.31%31.39%
Pretax Margin
23.49%29.08%19.65%14.24%24.97%20.17%
Profit Margin
16.23%23.59%11.79%13.08%16.39%13.68%
FCF Margin
19.08%20.46%15.34%6.62%18.31%11.85%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Dividend Per Share
1.3201.3201.2501.2501.2001.100
Dividend Per Share Growth
5.60%5.60%0%4.17%9.09%15.79%
Dividend Yield
6.70%11.60%14.35%14.06%14.84%18.65%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
PE Ratio
10.885.3710.7711.709.578.31
Forward PE
-11.0811.0811.0811.0811.08
P/FCF Ratio
9.256.208.2823.118.569.59
PS Ratio
1.771.271.271.531.571.14