Finbond Group Limited (JSE:FGL)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
121.00
+2.00 (1.68%)
Feb 19, 2026, 5:00 PM SAST

Finbond Group Income Statement

Millions ZAR. Fiscal year is Mar - Feb.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '25 Feb '25 Feb '24 Feb '23 Feb '22 Feb '21
Operating Revenue
212.61210.07198.91182177.9195.49
Other Revenue
1,5861,4781,3681,0811,4171,672
1,7981,6881,5671,2631,5951,867
Revenue Growth (YoY)
10.95%7.72%24.07%-20.77%-14.62%-28.59%
Cost of Revenue
484.54473.19496.38863.251,4841,754
Gross Profit
1,3141,2151,071399.99110.63113.68
Selling, General & Admin
568.22548.58498.57246.4355.3479.58
Amortization of Goodwill & Intangibles
7.167.160.040--
Other Operating Expenses
-11.15-11.15-8.32-16.37-12.93-19.97
Operating Expenses
688.18669.16607.84263.7742.4159.6
Operating Income
625.75545.86463.04136.2268.2354.07
Interest Expense
-389.61-368.11-330.47-308.93-313.55-289.83
Currency Exchange Gain (Loss)
-0.07-0.01-0.151.080.220.74
Other Non Operating Income (Expenses)
-93.87-105.15-105.43-11.04--
EBT Excluding Unusual Items
142.272.626.99-182.66-245.1-235.02
Impairment of Goodwill
-3.63-3.63-3.72-75.38-84.3-78.48
Gain (Loss) on Sale of Investments
--12.37-31.6--
Gain (Loss) on Sale of Assets
------4.64
Asset Writedown
-7.09-7.09-5-8.96-5.69-0.45
Other Unusual Items
----22.815.18
Pretax Income
131.4961.8930.65-298.61-312.28-313.41
Income Tax Expense
38.3432.6432-19.49-39.21-58.03
Earnings From Continuing Operations
93.1529.25-1.36-279.12-273.08-255.38
Minority Interest in Earnings
2.012.551.914.2828.93-40.02
Net Income
95.1631.80.56-274.84-244.15-295.4
Net Income to Common
95.1631.80.56-274.84-244.15-295.4
Net Income Growth
10438.32%5608.98%----
Shares Outstanding (Basic)
467457737838854866
Shares Outstanding (Diluted)
467457737838854866
Shares Change (YoY)
-17.71%-38.02%-12.05%-1.91%-1.38%-6.34%
EPS (Basic)
0.200.070.00-0.33-0.29-0.34
EPS (Diluted)
0.200.070.00-0.33-0.29-0.34
EPS Growth
12707.61%9111.91%----
Free Cash Flow
-152.18-266.44-174.43-222.46-622.56224.02
Free Cash Flow Per Share
-0.33-0.58-0.24-0.27-0.730.26
Dividend Per Share
0.1510.096----
Gross Margin
73.06%71.97%68.33%31.66%6.94%6.09%
Operating Margin
34.79%32.33%29.54%10.78%4.28%2.90%
Profit Margin
5.29%1.88%0.04%-21.76%-15.31%-15.82%
Free Cash Flow Margin
-8.46%-15.78%-11.13%-17.61%-39.04%12.00%
EBITDA
661.05576.82485.32159.92105.8499.01
EBITDA Margin
36.76%34.17%30.97%12.66%6.64%5.30%
D&A For EBITDA
35.330.9622.2823.737.6244.94
EBIT
625.75545.86463.04136.2268.2354.07
EBIT Margin
34.79%32.33%29.54%10.78%4.28%2.90%
Effective Tax Rate
29.16%52.73%104.42%---
Advertising Expenses
-11.7612.122.145.6170.81
Updated Aug 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.